| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOE SCHAUB3 | 109 LIPSCOMB LANE COLUMBIA, SC 29229 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $71K | — | $71K | 6.37% |
| ALPHA BENEFITS GROUP INC3 | 450 S. GRAVERS RD. SUITE 200 PLYMOUTH MEETING, PA 19462 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $12K | — | $12K | 15.48% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PENNSYLVANIA LP | 125 E ELM ST SUITE 210 CONSHOHOCKEN, PA 19428 | MADISON NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 42.49% |
| NORTH AMERICAN BENEFITS COMPANY5 | 20 VALLEY STREAM PARKWAY SUITE 310 MALVERN, PA 19355 | MADISON NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PENNSYLVANIA INC | 125 E ELM ST SUITE 210 CONSHOHOCKEN, PA 19428 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 13.31% |
| DISABILITY RMS5 Filed as: DISABILITY RMS INC | 300 SOUTHBOROUGH DR SUITE 200 SOUTH PORTLAND, ME 04092 | UNION SECURITY INSURANCE COMPANY | — | $1K | $1K | 4.30% |
| TOMPKINS INSURANCE AGENCIES3 Filed as: TOMPKINS INSURANCE | PO BOX 6707 BROADCASTING RD WYOMISSING, PA 19610 | MADISON NATIONAL LIFE INSURANCE COMPANY | $2K | $1K | $3K | 15.85% |
| NORTH AMERICAN BENEFITS COMPANY5 | 20 VALLEY STREAM PARKWAY SUITE 310 MALVERN, PA 19355 | MADISON NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 8.50% |
| SCHAUB INSURANCE LLC3 | 8807 TWO NOTCH RD SUITE C COLUMBIA, SC 29223 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 9.80% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BCBS OF SOUTH CAROLINA | I-20 AT ALPINE RD COLUMBIA, SC 29219 | COMPANION LIFE INSURANCE COMPANY | $718 | — | $718 | 4.90% |
| ALPHA BENEFITS GROUP INC3 | 125 E ELM ST SUITE 210 CONSHOHOCKEN, PA 19428 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 12.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 333 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 333 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 141 | $1.3M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 141 | $1.3M |
| Vision | COMPANION LIFE INSURANCE COMPANY | 118 | $15K |
| Life insurance(2 contracts, 2 carriers) | BOSTON MUTUAL LIFE INSURANCE COMPANY | 353 | $96K |
| Short-term disability(3 contracts, 3 carriers) | BOSTON MUTUAL LIFE INSURANCE COMPANY | 309 | $126K |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 141 | $1.3M |
| Other | BLUE CROSS BLUE SHIELD OF ALABAMA | 37 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 353 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.