See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE, INC EIN 23-7391136 | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Float revenue; Direct payment from the plan; Claims processing Service code 12 | — | $1.9M |
| EXPRESS SCRIPTS EIN 22-3461740 | Other fees; Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $185K |
| INTECH INVESTMENT MANAGEMENT EIN 01-0614895 | Investment management; Investment management fees paid directly by plan Service code 28 | — | $167K |
| VITECH SYSTEMS GROUP EIN 13-3785492 | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $102K |
| PETER J. RUFFNER EIN 13-1545680 | Employee (plan) Service code 30 | — | $94K |
| ROGER ROSS EIN 13-1545680 | Employee (plan) Service code 30 | — | $84K |
| THE SEGAL COMPANY EIN 13-1835864 | Insurance agents and brokers; Direct payment from the plan; Actuarial Service code 11 | — | $81K |
| PRUDENTIAL RETIREMENT INS. ANNUITY EIN 06-1050034 | Investment management fees paid indirectly by plan; Custodial (securities); Custodial (other than securities) Service code 18 | — | $79K |
| LOUISE FURIO EIN 13-1545680 | Employee (plan) Service code 30 | — | $70K |
| KEVIN J. DRISCOLL EIN 13-1545680 | Employee (plan) Service code 30 | — | $42K |
| WILLIAM J. TURNBULL EIN 13-1545680 | Employee (plan) Service code 30 | — | $41K |
| SEAN DRISCOLL EIN 13-1545680 | Employee (plan) Service code 30 | — | $38K |
| SEGAL ADVISORS DBA SEGAL MARCO ADV EIN 13-2646110 | Investment advisory (plan); Consulting fees; Investment management fees paid directly by plan Service code 27 | — | $35K |
| FRANCES MCCANN EIN 13-1545680 | Employee (plan) Service code 30 | — | $32K |
| LAPADULA, CARLSON & CO. CPA EIN 65-0292391 | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $30K |
| SEGAL SELECT INSURANCE EIN 46-0619194 | Insurance brokerage commissions and fees Service code 53 | — | $27K |
| INTEGRITY PHARMACEUTICAL ADVISORS EIN 45-3047652 | Direct payment from the plan; Actuarial Service code 11 | — | $27K |
| JAMES C. WHITE EIN 13-1545680 | Employee (plan) Service code 30 | — | $26K |
| ULLICO CASUALTY GROUP EIN 13-2988846 | Insurance services; Direct payment from the plan Service code 23 | — | $26K |
| RITA MESSINA EIN 13-1545680 | Employee (plan) Service code 30 | — | $25K |
| CHUBB & SON EIN 13-1963496 | Insurance brokerage commissions and fees; Insurance services; Direct payment from the plan Service code 23 | — | $21K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $21K |
| COLLERAN, O'HARA MILLS LLP EIN 13-2940050 | Legal; Direct payment from the plan Service code 29 | — | $16K |
| ATLANTIC NEUROSURGICAL SPECIALISTS EIN 22-2020733 | Direct payment from the plan; Other services Service code 49 | — | $15K |
| SEGAL SELECT INSURANCE SERVICES | Insurance brokerage commissions and fees Service code 53 | — | $9K |
| VIRGINIA & AMBINDER EIN 13-4166736 | Legal; Direct payment from the plan Service code 29 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,636 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2,252 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 4,888 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 11,530 | $7.0M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,579 | $205K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,579 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,530 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.