Welfare broker

HIRAM COHEN AND SON, INC.

Mailing address (most recent filing)

486 WILLIS AVENUE

WILLISTON PARK, NY 11596

Total comp: $65K
Commissions: $62K
Fees: $3K
Filings: 6
Sponsors: 6

Carrier mix

Where HIRAM COHEN AND SON, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$17.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$17.9M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HIRAM COHEN AND SON, INC.'s plans by broker comp / premium ratio. Median 0.01% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HIRAM COHEN AND SON, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HIRAM COHEN AND SON, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STEAMFITTERS INDUSTRY WELFARE FUND BOARD OF TRUSTEES THE STEAMFITTERS INDUSTRY WELFARE FUND	NY	$17.9M	$1K	ANTHEM BLUE CROSS BLUE SHIELD