No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHNOW NEW YORK, INC. DBA BLUECR EIN 16-1105741 CONTRACT ADMIN | Contract Administrator; Direct payment from the plan Service code 13 | — | $470K |
| BLACKROCK INSTITUTIONAL TRUST COMP EIN 94-3112180 INVESTMENT MANAGER | Trustee (bank, trust company, or similar financial institution); Trustee (discretionary); Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 21 | — | $24K |
| CVS CAREMARK EIN 05-0340626 CLAIMS PROCESSING | Claims processing; Direct payment from the plan Service code 12 | — | $21K |
| INNOVATIVE RX STRATEGIES, LLC EIN 26-3608793 CONTRACT ADMIN | Contract Administrator; Direct payment from the plan Service code 13 | — | $19K |
| WALSH DUFFIELD COMPANIES EIN 16-0413770 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $11K |
| TOWERS WATSON INVESTMENT SERVICES EIN 52-1868818 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $9K |
| THE BONADIO GROUP EIN 16-1131146 AUDITORS | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $6K |
| JPMORGAN CHASE BANK, N.A. EIN 13-4994650 TRUSTEE | Other investment fees and expenses; Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Float revenue Service code 21 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 971 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 971 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HEALTHNOW NEW YORK, INC. DBA BLUECROSS BLUESHIELD | 288 | $2.0M |
| Life insurance | PRUDENTIAL LIFE INSURANCE CO | 971 | $193K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 971 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.