No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHNOW NEW YORK, INC. DBA BLUECR EIN 16-1105741 CONTRACT ADMIN | Contract Administrator; Direct payment from the plan Service code 13 | — | $496K |
| BNY MELLON EIN 25-6078093 INV-MGMT | Investment management; Direct payment from the plan; Float revenue Service code 28 | — | $38K |
| CVSCAREMARK EIN 75-2882129 CLM-PROC | Direct payment from the plan; Claims processing Service code 12 | — | $19K |
| INNOVATIVE RX STRATEGIES, LLC EIN 26-3608793 CONTRACT ADMIN | Direct payment from the plan; Contract Administrator Service code 13 | — | $13K |
| WALSH DUFFIELD COMPANIES EIN 16-0413770 CONSULTANT | Direct payment from the plan; Consulting (general) Service code 16 | — | $11K |
| TOWERS WATSON INVESTMENT SERVICES EIN 52-1868818 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $9K |
| JPMORGAN CHASE BANK, N.A. EIN 13-4994650 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Float revenue Service code 21 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,021 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,021 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HEALTHNOW NEW YORK, INC. DBA BLUECROSS BLUESHIELD | 263 | $1.9M |
| Life insurance | AETNA LIFE INSURANCE CO | 1,021 | $282K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,021 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.