No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHNOW NEW YORK, INC. DBA BLUECR EIN 16-1105741 CONTRACT ADMIN | Contract Administrator; Direct payment from the plan Service code 13 | — | $493K |
| INNOVATIVE RX STRATEGIES, LLC EIN 26-3608793 CONTRACT ADMIN | Contract Administrator; Direct payment from the plan Service code 13 | — | $59K |
| BNY MELLON EIN 25-6078093 INVESTMENT MANAGER | Float revenue; Direct payment from the plan; Investment management Service code 28 | — | $19K |
| CVS CAREMARK EIN 05-0340626 CLAIMS PROCESSING | Direct payment from the plan; Claims processing Service code 12 | — | $18K |
| WALSH DUFFIELD COMPANIES EIN 16-0413770 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $11K |
| BLACKROCK INSTITUTIONAL TRUST COMP EIN 94-3112180 INVESTMENT MANAGER | Investment management fees paid directly by plan; Investment management; Direct payment from the plan; Trustee (discretionary); Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $10K |
| TOWERS WATSON INVESTMENT SERVICES EIN 52-1868818 CONSULTANT | Direct payment from the plan; Consulting (general) Service code 16 | — | $10K |
| JPMORGAN CHASE BANK, N.A. EIN 13-4994650 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Other investment fees and expenses; Float revenue Service code 21 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 990 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 990 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HEALTHNOW NEW YORK, INC. DBA BLUECROSS BLUESHIELD | 275 | $2.0M |
| Life insurance | PRUDENTIAL LIFE INSURANCE CO | 990 | $200K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 990 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.