See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, LLC EIN 47-0854646 NONE | Direct payment from the plan; Other services; Contract Administrator; Claims processing Service code 12 | — | $575K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $216K |
| SEGAL COMPANY (EASTERN STATES) EIN 13-1835864 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $213K |
| ALBERT WASSELL EIN 11-6302784 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $169K |
| COLLERAN, O'HARA & MILLS, LLP EIN 11-2940050 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $152K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $121K |
| MAGALI AVILA EIN 11-6302784 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $60K |
| INNOVATION SOFTWARE SOLUTIONS, INC EIN 23-2182079 COMPUTER CONSULTANT | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $48K |
| EAGLE ASSET MANAGEMENT EIN 59-2385219 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $36K |
| PRO-FLEX ADMINISTRATORS, LLC EIN 45-3261121 NONE | Direct payment from the plan; Contract Administrator; Other services; Claims processing Service code 12 | — | $24K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Claims processing; Direct payment from the plan; Float revenue; Other fees Service code 12 | — | $17K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance services; Insurance brokerage commissions and fees Service code 23 | — | $17K |
| HIGHLAND CAPITAL MANAGEMENT EIN 27-5440911 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $12K |
| M&T BANK EIN 16-0538020 NONE | Custodial (securities); Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Float revenue Service code 19 | — | $11K |
| QUADIENT LEASING USA, INC. EIN 16-1753763 NONE | Other services; Direct payment from the plan Service code 49 | — | $9K |
| REYNOLDS CONSULTING SERVICES, LLC EIN 20-1899564 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $6K |
| PAYCHEX, INC. EIN 16-1124166 NONE | Direct payment from the plan; Other services Service code 49 | — | $6K |
| OPTUMRX. INC | Other fees Service code 99 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 518 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 158 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 676 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 493 | $55K |
| Other | UNION LABOR LIFE INSURANCE COMPANY | 496 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 496 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.