| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY (EASTERN STATES), | 333 W 34TH STREET NEW YORK, NY 10001 | TRU SERVICES, LLC | $24K | — | $24K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, LLC EIN 47-0854646 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $269K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $174K |
| ALBERT WASSELL EIN 11-6302784 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $157K |
| COLLERAN O'HARA & MILLS LLP EIN 11-2940050 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $124K |
| THE SEGAL COMPANY, INC. EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $55K |
| MAGALI AVILA EIN 11-6302784 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $52K |
| CLARA ROJAS EIN 11-6302784 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $46K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $41K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC EIN 23-2182079 COMPUTER CONSULTANT | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $22K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $17K |
| OPTUMRX, INC EIN 33-0441200 NONE | Direct payment from the plan; Contract Administrator; Claims processing; Other fees Service code 12 | — | $11K |
| STACEY BRAUN ASSOCIATES, INC EIN 13-2889432 NONE | Investment management; Investment management fees paid directly by plan; Investment management fees paid indirectly by plan Service code 28 | — | $8K |
| NEOFUNDS EIN 16-1753763 NONE | Direct payment from the plan; Other services Service code 49 | — | $8K |
| PAYCHEX, INC. EIN 16-1124166 NONE | Other services; Direct payment from the plan Service code 49 | — | $7K |
| CLEARARC CAPITAL, INC EIN 34-1172683 NONE | Investment management fees paid indirectly by plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $6K |
| M&T BANK EIN 16-0538020 NONE | Custodial (securities); Investment management fees paid directly by plan; Investment management fees paid indirectly by plan Service code 19 | — | $6K |
| REYNOLDS CONSULTING SERVICES, LLC EIN 20-1899564 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 452 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 152 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 604 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,352 | $782K |
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 507 | $49K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,352 | $782K |
| Other | TRU SERVICES, LLC | 507 | $476K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,352 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.