See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, LLC EIN 47-0854646 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $569K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $191K |
| ALBERT WASSELL EIN 11-6302784 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $164K |
| COLLERAN, O'HARA & MILLS LLP EIN 11-2940050 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $107K |
| THE SEGAL COMPANY, INC. EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $82K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC EIN 23-2182079 COMPUTER CONSULTANT | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $59K |
| MAGALI AVILA EIN 11-6302784 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $57K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $42K |
| EAGLE ASSET MANAGEMENT EIN 59-2385219 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $30K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $21K |
| HIGHLAND CAPITAL MANAGEMENT EIN 27-5440911 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $12K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Other fees; Contract Administrator; Float revenue; Claims processing; Direct payment from the plan Service code 12 | — | $12K |
| M&T BANK EIN 16-0538020 NONE | Custodial (securities); Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Float revenue Service code 19 | — | $11K |
| QUADIENT LEASING USA, INC. EIN 16-1753763 NONE | Other services; Direct payment from the plan Service code 49 | — | $10K |
| PAYCHEX, INC EIN 16-1124166 NONE | Direct payment from the plan; Other services Service code 49 | — | $6K |
| REYNOLDS CONSULTING SERVICES EIN 20-1899564 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $6K |
| OPTUMRX, INC | Other fees Service code 99 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 544 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 153 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 697 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 547 | $58K |
| Other | TRU SERVICES, LLC | 501 | $788K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 547 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.