| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LABOR FIRST LLC3 Filed as: LABOR-FIRST LLC | 3000 MIDATLANTIC DR 101 MOUNT LAUREL, NJ 08054 | HUMANA INS. CO. OF NEW YORK | $37K | — | $37K | 5.13% |
| LABOR FIRST LLC3 Filed as: LABOR-FIRST LLC | 3000 MIDATLANTIC DR 101 MOUNT LAUREL, NJ 08054 | HUMANA INSURANCE COMPANY | $18K | — | $18K | 5.21% |
| LABOR FIRST LLC3 | 3000 MIDATLANTIC DR 101 MOUNT LAUREL, NJ 08054 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $30K | — | $30K | 12.00% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES R NELLIGAN & ASSOC LLC | 1800 ROUTE 34 BLDG 4 404A WALL, NJ 07719 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $16K | — | $16K | 6.39% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE BLUE CROSS & BLUE SHIELD EIN 23-7391136 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services; Claims processing; Float revenue Service code 12 | — | $1.3M |
| COHEN, WEISS & SIMON EIN 13-1592323 UNION ATTY | Legal Service code 29 | — | $968K |
| TRIVELLA & FORTE, LLP EIN 13-4070172 NONE | Legal Service code 29 | — | $639K |
| BRUCE LEVINE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $289K |
| MARIO BULDING EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $250K |
| FALZARANO & CO. EIN 20-8428954 NONE | Accounting (including auditing) Service code 10 | — | $220K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $195K |
| CVS HEALTH EIN 05-0340626 NONE | Other services; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $178K |
| LABOR FIRST EIN 06-1750191 NONE | Insurance agents and brokers Service code 22 | — | $176K |
| WAGNER & ZWERMAN LLP EIN 11-2836481 NONE | Accounting (including auditing) Service code 10 | — | $173K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Consulting (general) Service code 11 | — | $162K |
| LOCAL 282 PENSION TRUST FUND EIN 11-6245313 RELATED FUND | Direct payment from the plan; Other fees Service code 50 | — | $153K |
| TOCQUEVILLE ASSET MANAGEMENT LP EIN 13-3547557 NONE | Investment management Service code 28 | — | $147K |
| STACEY BRAUN ASSOCIATES EIN 13-2889432 NONE | Investment management Service code 28 | — | $140K |
| THOMAS J. ZULTKO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $132K |
| TIMOTHY J. LYE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $126K |
| MACKAY SHIELDS EIN 13-5582869 NONE | Investment management Service code 28 | — | $121K |
| AMALGAMATED MEDICAL CARE MANAGEMENT EIN 13-3860528 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 15 | — | $115K |
| WAI YEW NG EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $103K |
| PATRICK SHURE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $97K |
| HO Y HO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $96K |
| AMANDA LAWRENCE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $90K |
| ERIN A NOVAK EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $90K |
| GOULD, KOBRICK & SCHLAPP, P.C EIN 11-3082707 NONE | Accounting (including auditing) Service code 10 | — | $90K |
| MARY FRANCES MARTINI EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $88K |
| SELEDENT EIN 11-3310187 NONE | Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $88K |
| DIEGO REMACHE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $88K |
| STERN WONG EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $86K |
| LABOR FIRST 06-1750191 | Insurance brokerage commissions and fees Service code 53 | — | $85K |
| OCTAVIA MALONE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $84K |
| NICOLE SIVERT EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $79K |
| JOSEPH PUCCIO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $76K |
| THOMAS POWERS JR. EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $75K |
| JASMIN KHEMRAJ EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $73K |
| DAVIWATTIE SINGH EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $72K |
| NORA JIMBO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $71K |
| LESLIE A CERUTI EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $66K |
| MONICA DE MARCO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $65K |
| MARTHA BOLANOS EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $65K |
| ADRIANNE GIBSON EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $65K |
| DEBORAH DEFOSSES EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $64K |
| CHRISTINE BURNS EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $63K |
| DIANNE PERDICARO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $62K |
| DAWN CARLUCCI EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $60K |
| DOREEN SAUCEDO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $59K |
| LYNN MACALUSO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $58K |
| THERESA HIGGINS EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $57K |
| ANTHONY DAQUILA EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $56K |
| KOREE CERUTI EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $56K |
| THE SEGAL COMPANY 13-1835864 | Insurance brokerage commissions and fees Service code 53 | — | $55K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,814 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 880 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,694 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 2,530 | $250K |
| Stop-loss / reinsurancereinsurance | NATIONWIDE LIFE INSURANCE COMPNAY | 3,054 | $662K |
| Other(4 contracts, 4 carriers) | SIERRA HEALTH AND LIFE INSURANCE COMPANY | 2,530 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,054 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.