| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LABOR FIRST LLC3 Filed as: LABOR-FIRST LLC | 3000 MIDLANTIC DRIVE SUITE 101 MOUNT LAUREL, NJ 080541513 | HUMANA INS. CO. OF NEW YORK | $35K | — | $35K | 5.74% |
| THE SEGAL COMPANY3 Filed as: SEGAL GROUP | 333 WEST 34TH STREET NEW YORK, NY 100012402 | GARDEN STATE LIFE INSURANCE COMPANY | $36K | — | $36K | 6.00% |
| LABOR FIRST LLC3 Filed as: LABOR-FIRST LLC | 3000 MIDLANTIC DRIVE SUITE 101 MOUNT LAUREL, NJ 080541513 | HUMANA INSURANCE COMPANY | $17K | — | $17K | 5.80% |
| LABOR FIRST LLC3 | 3000 MIDATLANTIC DR 101 MOUNT LAUREL, NJ 08054 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $34K | — | $34K | 12.00% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES R NELLIGAN & ASSOC LLC | 1800 ROUTE 34 BLDG 4 404A WALL, NJ 07719 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $14K | — | $14K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE BLUE CROSS & BLUE SHIELD EIN 23-7391136 NONE | Claims processing; Contract Administrator; Other services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.4M |
| COHEN, WEISS & SIMON EIN 13-1592323 UNION ATTY | Legal Service code 29 | — | $1.2M |
| TRIVELLA & FORTE, LLP EIN 13-4070172 NONE | Legal Service code 29 | — | $838K |
| BRUCE LEVINE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $295K |
| WAGNER & ZWERMAN LLP EIN 11-2836481 NONE | Accounting (including auditing) Service code 10 | — | $285K |
| MARIO BULDING EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $237K |
| FALZARANO & CO. EIN 20-8428954 NONE | Accounting (including auditing) Service code 10 | — | $220K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Consulting (general) Service code 11 | — | $201K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $182K |
| TOCQUEVILLE ASSET MANAGEMENT LP EIN 13-3547557 NONE | Investment management Service code 28 | — | $145K |
| LOCAL 282 PENSION TRUST FUND EIN 11-6245313 RELATED FUND | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $145K |
| THOMAS J. ZULTKO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $141K |
| STACEY BRAUN EIN 13-2889432 NONE | Investment management Service code 28 | — | $133K |
| CVS HEALTH EIN 05-0340626 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing; Other services Service code 12 | — | $128K |
| TIMOTHY J. LYE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $122K |
| ALICARE EIN 13-3860528 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 15 | — | $110K |
| MACKAY SHIELDS EIN 13-5582869 NONE | Investment management Service code 28 | — | $107K |
| SELEDENT EIN 11-3310187 NONE | Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $104K |
| LABOR FIRST EIN 06-1750191 NONE | Insurance agents and brokers Service code 22 | — | $95K |
| MARY FRANCES MARTINI EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $94K |
| LUIS NEIRA EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $88K |
| HO Y HO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $88K |
| AMANDA LAWRENCE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $85K |
| ERIN A NOVAK EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $85K |
| MONICA DE MARCO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $83K |
| PATRICK SHURE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $80K |
| JOSEPH PUCCIO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $79K |
| STERN WONG EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $79K |
| DIEGO REMACHE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $78K |
| OCTAVIA MALONE EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $76K |
| GOULD, KOBRICK & SCHLAPP, P.C EIN 11-3082707 NONE | Accounting (including auditing) Service code 10 | — | $74K |
| THOMAS POWERS JR. EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $73K |
| NICOLE SIVERT EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $73K |
| DEBORAH DEFOSSES EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $73K |
| ROSS POLLACK EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $71K |
| JASMIN KHEMRAJ EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $70K |
| NORA JIMBO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $69K |
| DAVIWATTIE SINGH EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $67K |
| LESLIE A CERUTI EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $63K |
| MARTHA BOLANOS EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $63K |
| ADRIANNE GIBSON EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $60K |
| DORIANA BERRY EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $60K |
| TMS RE, INC. EIN 65-0644164 NONE | Insurance agents and brokers Service code 22 | — | $59K |
| CHRISTINE BURNS EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $58K |
| DIANNE PERDICARO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $58K |
| DOREEN SAUCEDO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $56K |
| DAWN CARLUCCI EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $56K |
| LYNN MACALUSO EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $55K |
| THERESA HIGGINS EIN 11-6244552 NONE | Employee (plan) Service code 30 | — | $52K |
| INTERCONTINENTAL REAL ESTATE CORP EIN 04-2895544 NONE | Investment management Service code 28 | — | $51K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,065 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 848 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,913 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 2,821 | $287K |
| Stop-loss / reinsurancereinsurance | GARDEN STATE LIFE INSURANCE COMPANY | 3,132 | $605K |
| Other(5 contracts, 5 carriers) | TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | 2,821 | $3.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.