| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OMNI MANAGED HEALTH, INC.3 | 3877 FLATLANDS AVENUE BROOKLYN, NY 11234 | EMBLEM HEALTH | $74K | — | $74K | 3.51% |
| OMNI MANAGED HEALTH, INC.3 | 3877 FLATLANDS AVENUE BROOKLYN, NY 11234 | EMBLEM HEALTH | $74K | — | $74K | 3.60% |
| CONFERENCE ASSOCIATES INC3 | 180 E MAIN STREET PATCHOGUE, NY 11772 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $9K | — | $9K | 5.54% |
| ROBERT FEINER3 | 99 WEST HAWTHORNE AVENUE SUITE 500 VALLEY STREAM, NY 11580 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $3K | — | $3K | 2.14% |
| JOSEPH R. BOSNACK3 | 14 ADAMS WAY SAYVILLE, NY 11782 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $1K | — | $1K | 0.72% |
| OMNI MANAGED HEALTH, INC.3 | 3877 FLATLANDS AVENUE BROOKLYN, NY 11234 | EMBLEM HEALTH | $4K | — | $4K | 2.40% |
| ROBERT FEINER3 | 99 WEST HAWTHORNE AVENUE SUITE 500 VALLEY STREAM, NY 11580 | AETNA LIFE INSURANCE CO. | $3K | — | $3K | 5.92% |
| ROBERT FEINER3 | 99 WEST HAWTHORNE AVE. SUITE. 500 VALLEY STREAM, NY 11580 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $2K | — | $2K | 9.66% |
| CONFERENCE ASSOCIATES INC3 Filed as: CONFERENCE ASSOCIATES INC. | 180 E. MAIN ST. PATCHOGUE, NY 11772 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $987 | — | $987 | 5.00% |
| JOSEPH R. BOSNACK3 | 14 ADAMS WAY SAYVILLE, NY 11782 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $817 | — | $817 | 4.14% |
| ROBERT FEINER3 | 99 WEST HAWTHORNE AVE. SUITE. 500 VALLEY STREAM, NY 11580 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $807 | — | $807 | 7.42% |
| CONFERENCE ASSOCIATES INC3 Filed as: CONFERENCE ASSOCIATES INC. | 180 E. MAIN ST. PATCHOGUE, NY 11772 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $544 | — | $544 | 5.00% |
| JOSEPH R. BOSNACK3 | 14 ADAMS WAY SAYVILLE, NY 11782 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $346 | — | $346 | 3.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 922 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 922 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 111 | $52K |
| Life insurance | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 922 | $161K |
| Short-term disability | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 25 | $11K |
| Long-term disability | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 27 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 922 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.