| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OMNI MANAGED HEALTH, INC.3 Filed as: OMNI MANAGED HEALTH INC | 3201 AVE J BROOKLYN, NY 11210 | EMBLEM HEALTH | $38K | — | $38K | 3.97% |
| OMNI MANAGED HEALTH, INC.3 Filed as: OMNI MANAGED HEALTH INC | 3021 AVI J BROOKLYN, NY 11210 | AETNA LIFE INSURANCE CO. | $29K | — | $29K | 4.57% |
| AZRIEL FEINER3 | 99 WEST HAWTHORNE AVENUE PROFESSIONAL COMPENSATION PLANNERS VALLEY STREAM, NY 11580 | AETNA LIFE INSURANCE CO. | $3K | — | $3K | 0.50% |
| OMNI MANAGED HEALTH, INC. Filed as: OMNI MANAGED HEALTH INC | — | EMPIRE HEALTHCHOICE HMO INC. | $9K | — | $9K | 2.38% |
| ARISTA INVESTORS CORP3 Filed as: ARISTA INVESTOR CORP. | 15 MAIDEN LANE NEW YORK, NY 10038 | GUARDIAN LIFE | $11K | $6K | $17K | 10.88% |
| OMNI MANAGED HEALTH, INC. Filed as: OMNI MANAGED HEALTH INC | 3021 AVE J BROOKLYN, NY 11210 | EMBLEM HEALTH | — | — | $0 | 0.00% |
| OMNI MANAGED HEALTH, INC.3 | 3201 AVE J BROOKLYN, NY 11210 | EMBLEM HEALTH | — | — | $0 | 0.00% |
| OMNI MANAGED HEALTH, INC.3 | 3201 AVE J BROOKLYN, NY 11210 | EMBLEM HEALTH | $85K | — | $85K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 796 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 796 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 159 | $633K |
| Dental | AETNA LIFE INSURANCE CO. | 159 | $633K |
| Vision | EMPIRE HEALTHCHOICE HMO INC. | 103 | $377K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 286 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.