No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IBEW LOC 1049 HEALTH & WELFARE FUND EIN 11-6043757 RELATED FD PAYROLL ALLOC | Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Other services Service code 15 | 100 CORPORATE DRIVE HOLTSVILLE, NY 11742 | $13K |
| GOULD, KOBRICK, & SCHLAPP, P.C. EIN 13-3082707 UNION ACCOUNTANT | Accounting (including auditing) Service code 10 | 3 PARK AVENUE NEW YORK, NY 10016 | $8K |
| FIRST FINANCIAL SERVICES 11-3043712 | Other commissions; Consulting (general); Custodial (securities); Named fiduciary; Securities brokerage; Distribution (12b-1) fees; Investment advisory (plan) Service code 16 | — | $7K |
| IBEW 1049 CRAFT SKILL IMPRVT CORP. EIN 47-2071062 OWN & OPER LAND & BLDG | Other services Service code 49 | 100 CORPORATE DRIVE HOLTSVILLE, NY 11742 | $6K |
| FIRST FINANCIAL SERVICES EIN 11-3043712 NONE | Investment management Service code 28 | 38 KINGS HIGHWAY HAUPPAUGE, NY 11788 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 149 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.