No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IBEW LOC 1049 HEALTH & WELFARE FUND EIN 11-6043757 RELATED BENEFIT PLAN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Other services; Participant communication Service code 15 | 100 CORPORATE DRIVE HOLTSVILLE, NY 11742 | $19K |
| GOULD, KOBRICK, & SCHLAPP, P.C. EIN 13-3082707 UNION ACCOUNTANT | Accounting (including auditing) Service code 10 | 192 LEXINGTON AVENUE SUITE 700 NEW YORK, NY 10016 | $9K |
| KOBGO ASSOCIATES EIN 13-2751089 NONE | Accounting (including auditing) Service code 10 | 192 LEXINGTON AVENUE SUITE 700 NEW YORK, NY 10016 | $8K |
| FIRST FINANCIAL SERVICES 11-3043712 | Custodial (securities); Securities brokerage; Distribution (12b-1) fees; Consulting (general); Investment advisory (plan); Other commissions; Named fiduciary Service code 16 | — | $570 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 227 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 227 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 178 | $54K |
| Other | AMALGAMATED LIFE INSURANCE COMPANY | 178 | $54K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.