| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1140 AVE OF THE AMERICAS 8TH FLOOR NEW YORK, NY 10036 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $38K | $38K | 3.81% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST SUITE 400 SAN FRANCISCO, CA 94111 | EMBLEM HEALTH | $10K | — | $10K | 2.50% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 40 MARCUS DR MELVILLE, NY 11747 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.56% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD SUITE 800 CONCORD, CA 94520 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | — | $12K | $12K | 13.83% |
| BARBARA FONTI3 Filed as: BARBARA A FONTI | PO BOX 2214 HUNTINGTON, NY 11743 | AFLAC | $575 | $54 | $629 | 3.46% |
| WILLIAM H WHICHLER3 | 11 KEENAN PL GARDEN CITY, NY 11530 | AFLAC | $264 | $6 | $270 | 1.49% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 40 MARCUS DR FLOOR 3 MELVILLE, NY 11747 | AFLAC | $248 | — | $248 | 1.37% |
| GLORIA MEKELBURG3 Filed as: GLORIA C MEKELBURG | 3 RIVERVIEW CT OAKDALE, NY 11769 | AFLAC | $175 | — | $175 | 0.96% |
| WILLIAM J LOEFFERT3 | 545 DAVIS ST NORTH BABYLON, NY 11703 | AFLAC | $154 | — | $154 | 0.85% |
| PATRICK R RUHLE3 | 200 GARDEN CITY PLZ STE 410 GARDEN CITY, NY 11530 | AFLAC | $134 | — | $134 | 0.74% |
| DOROTHY HENKEL3 | 3 JASON DR EAST BERLIN, PA 17316 | AFLAC | $129 | — | $129 | 0.71% |
| JOANNA FERGUSON3 | 242 W END AVE MASSAPEQUA, NY 11758 | AFLAC | $123 | — | $123 | 0.68% |
| JAMES (JAY) GRIMES3 Filed as: JAMES JAY GRIMES | 614 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $81 | — | $81 | 0.45% |
| RICHARD PETERSON3 Filed as: RICHARD D PETERSON | 19 IDLE DAY DR CENTERPORT, NY 11721 | AFLAC | $53 | $6 | $59 | 0.32% |
| MICHAEL S CHILLE3 | 9100 CONROY-WINDERMERE RD SUITE 200 WINDERMERE, FL 34786 | AFLAC | $33 | — | $33 | 0.18% |
| GALE LOEFFERT3 | 545 DAVIS ST NORTH BABYLON, NY 11703 | AFLAC | $26 | — | $26 | 0.14% |
| CHRISTOPHER TARI3 Filed as: CHRISTOPHER J TARI | 1179 WEBBER AVE SOUTH HEMPSTEAD, NY 11550 | AFLAC | $25 | — | $25 | 0.14% |
| JAMES ROBERT CONFORT3 | 3 SUNSET LN GARDEN CITY, NY 11530 | AFLAC | $19 | — | $19 | 0.10% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $11 | — | $11 | 0.06% |
| MCINERNERY GROUP LLC3 | 14 STILLMAN LN PLEASANTVILLE, NY 10570 | AFLAC | $7 | — | $7 | 0.04% |
| BRIAN WHITE3 Filed as: BRIAN M WHITE | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $3 | — | $3 | 0.02% |
| KATHERINE D GRIMES3 | 601 WHITE CHAPEL CIR CHARLESTON, SC 29412 | AFLAC | $2 | — | $2 | 0.01% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $1 | — | $1 | 0.01% |
| EDGEWOOD PARTNER INSURANCE CENTER3 | 40 MARCUS DR 3RD FLOOR MELVILLE, NY 11747 | FIRST UNUM LIFE INSURANCE COMPANY | $1K | — | $1K | 16.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 115 | $1.4M |
| Dental | AETNA LIFE INSURANCE COMPANY | 137 | $86K |
| Vision | AETNA LIFE INSURANCE COMPANY | 137 | $86K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | 151 | $84K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | 151 | $84K |
| Other(2 contracts, 2 carriers) | AFLAC | 21 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.