| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STHEALTH BENEFIT SOLUTIONS LLC5 Filed as: STHEALTH BENEFIT SOLUTIONS, LLC | 18940 NORTH PIMA ROAD, SUITE 210 SCOTTSDALE, AZ 85255 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $28K | $28K | 2.99% |
| TOTAL EMPLOYEE BENEFITS, LLC3 | 2470 WINDY HILL ROAD SE MARIETTA, GA 30067 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | — | $20K | 2.22% |
| SYNERGY CORPORATE SERVICES, INC.3 | 3301 WINDY RIDGE PARKWAY, SUITE 250 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $12 | $9K | 1.00% |
| TOTAL EMPLOYEE BENEFITS, LLC3 | 2470 WINDY HILL ROAD SE, SUITE 244 MARIETTA, GA 30067 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $100K | $0 | $100K | 13.52% |
| STHEALTH BENEFIT SOLUTIONS LLC3 Filed as: STHEALTH BENEFIT SOLUTIONS, LLC | 18940 NORTH PIMA ROAD, SUITE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $37K | $37K | 5.03% |
| SYNERGY CORPORATE SERVICES, INC.3 | 3301 WINDY RIDGE PARKWAY, SUITE 250 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $32K | $0 | $32K | 4.27% |
| TOTAL EMPLOYEE BENEFITS, LLC3 | 301 QUIET HILL LANE WOODSTOCK, GA 30189 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $332K | $332K | 100.00% |
| SYNERGY CORPORATE SERVICES, INC.3 | 3301 WINDY RIDGE PARKWAY SE SUITE 250 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | $0 | $7K | 2.12% |
| TOTAL EMPLOYEE BENEFITS, LLC3 | 301 WINDY HILL ROAD SE, SUITE 2 MARIETTA, GA 30067 | VISION SERVICE PLAN | $3K | — | $3K | 1.85% |
| SYNERGY CORPORATE SERVICES, INC.3 | 4060 PEACHTREE ROAD NE, SUITE D320 ATLANTA, GA 30319 | VISION SERVICE PLAN | $423 | $0 | $423 | 0.25% |
| SYNERGY CORPORATE SERVICES, INC.3 | 267 WEST WIEUCA ROAD, SUITE 204 ATLANTA, GA 30342 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 5.41% |
| VOLUNTARY BENEFITS AT WORK3 | 2121 NEW MARKET PARKWAY SE SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.44% |
| TONYA S LANCASTER3 Filed as: TONYA S. LANCASTER | 1992 CHEYANNE DRIVE SMYRNA, GA 30080 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.86% |
| SHERI L MITCHELL INC3 Filed as: SHERI L. MITCHELL | 540 BIRNAMWOOD DRIVE SUWANEE, GA 30024 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.58% |
| MICHAEL A SIMPSON3 Filed as: MICHAEL R. SLADE SR. | 3350 RIVERWOOD PARKWAY SE SUITE 1100 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $713 | $0 | $713 | 0.72% |
| SWETT & CRAWFORD OF GEORGIA INC3 Filed as: SWETT AND CRAWFORD OF GEORGIA, INC. | 3350 RIVERWOOD PARKWAY SE SUITE 1100 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $338 | $0 | $338 | 0.34% |
| TOTAL EMPLOYEE BENEFITS, LLC3 | 2470 WINDY HILL ROAD SE, SUITE 244 MARIETTA, GA 30067 | METLIFE LEGAL PLANS | $956 | — | $956 | 7.00% |
| SYNERGY CORPORATE SERVICES, INC.3 | 3301 WINDY RIDGE PARKWAY, SUITE 250 ATLANTA, GA 30339 | METLIFE LEGAL PLANS | $399 | $0 | $399 | 2.92% |
| TOTAL EMPLOYEE BENEFITS, LLC3 | 2470 WINDY HILL ROAD SE MARIETTA, GA 30067 | METLIFE LEGAL PLANS | $128 | — | $128 | 0.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 823 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 38 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 874 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,992 | $332K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,861 | $925K |
| Vision | VISION SERVICE PLAN | 849 | $171K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 929 | $837K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 929 | $738K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 929 | $738K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 1,992 | $332K |
| Other(4 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 929 | $851K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,992 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.