| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SYNERGY CORPORATE SERVICES, INC.3 | 3301 WINDY RIDGE PARKWAY, SUITE 250 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $449K | $449K | 4.23% |
| SYNERGY CORPORATE SERVICES, INC.3 | 3301 WINDY RIDGE PARKWAY SE SUITE 250 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $53K | $0 | $53K | 6.00% |
| STHEALTH BENEFIT SOLUTIONS LLC5 Filed as: STHEALTH BENEFIT SOLUTIONS, LLC | 18940 NORTH PIMA ROAD, SUITE 210 SCOTTSDALE, AZ 85255 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $24K | $24K | 2.75% |
| SYNERGY CORPORATE SERVICES, INC.3 | 4060 PEACHTREE ROAD NE, SUITE D-320 ATLANTA, GA 30319 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.19% |
| SYNERGY CORPORATE SERVICES, INC.3 | 3301 WINDY RIDGE PARKWAY, SUITE 250 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $125K | $0 | $125K | 15.10% |
| STHEALTH BENEFIT SOLUTIONS LLC3 Filed as: STHEALTH BENEFIT SOLUTIONS, LLC | 18940 NORTH PIMA ROAD, SUITE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $42K | $42K | 5.03% |
| SYNERGY CORPORATE SERVICES, INC.3 Filed as: SYNERGY CORPORATE | 4060 PEACHTREE ROAD NE, SUITE D320 ATLANTA, GA 30319 | VISION SERVICE PLAN | $4K | $0 | $4K | 1.89% |
| SYNERGY CORPORATE SERVICES, INC.3 | 267 WEST WIEUCA ROAD, SUITE 204 ATLANTA, GA 30342 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 4.45% |
| VOLUNTARY BENEFITS AT WORK3 | 1820 THE EXCHANGE, SUITE 750 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.15% |
| TONYA S LANCASTER3 Filed as: TONYA S. LANCASTER | 1992 CHEYANNE DRIVE SMYRNA, GA 30080 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 2.02% |
| SHERI L MITCHELL INC3 Filed as: SHERI L. MITCHELL | 540 BIRNAMWOOD DRIVE SUWANEE, GA 30024 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.93% |
| SWETT & CRAWFORD OF GEORGIA INC3 Filed as: SWETT & CRAWFORD OF GEORGIA, INC. | 3350 RIVERWOOD PARKWAY SE SUITE 1100 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $872 | $0 | $872 | 0.81% |
| MICHAEL A SIMPSON3 Filed as: MICHAEL R. SLADE SR. | 3350 RIVERWOOD PARKWAY SE SUITE 1100 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $374 | $0 | $374 | 0.35% |
| SYNERGY CORPORATE SERVICES, INC.3 | 267 WEST WIEUCA ROAD, SUITE 204 ATLANTA, GA 30342 | METLIFE LEGAL PLANS | $1K | $0 | $1K | 6.85% |
| SYNERGY CORPORATE SERVICES, INC.3 | 3301 WINDY RIDGE PARKWAY, SUITE 250 ATLANTA, GA 30339 | METLIFE LEGAL PLANS | $468 | $0 | $468 | 3.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,090 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,284 | $10.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,098 | $880K |
| Vision | VISION SERVICE PLAN | 1,027 | $192K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,090 | $934K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,090 | $826K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,090 | $826K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 2,284 | $10.6M |
| Other(4 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,090 | $949K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.