| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 104 CRANDON BLVD STE 309 KEY BISCAYNE, FL 33149 | UNITED HEALTHCARE INSURANCE COMPANY | $30K | $180K | $211K | 4.72% |
| ACRISURE LLC3 Filed as: ACRISURE SOUTHEAST PARTNERS IN SERV | 1317 CITIZENS BLVD LEESBURG, FL 34748 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | $40K | $47K | 1.05% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 101 PARK AVENUE FL 12 NEW YORK, NY 10178 | UNITED HEALTHCARE SERVICES, INC. | $256K | — | $256K | 26.22% |
| J.M. BERENGUER & ASSOCIATES INC5 Filed as: THE BERENGUER GROUP | 104 CRANDON BLVD STE 309 KEY BISCAYNE, FL 33149 | TRANSAMERICA INSURANCE CO | $112K | — | $112K | 18.05% |
| EXCELSIOR BENEFITS LLC5 | 23505 SMITHTOWN ROAD SUITE 200 EXCELSIOR, MN 55331 | TRANSAMERICA INSURANCE CO | $93K | — | $93K | 15.04% |
| AMWINS5 Filed as: AMWINS GROUP BENEFITS LLC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | TRANSAMERICA INSURANCE CO | — | $90K | $90K | 14.44% |
| WEB TPA5 | 8500 FREEPORT PKWY SOUTH IRVING, TX 75063 | TRANSAMERICA INSURANCE CO | — | $18K | $18K | 2.86% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 101 PARK AVENUE SUITE #12 NEW YORK, NY 10017 | DELTA DENTAL OF NEW JERSEY, INC. | $25K | $74K | $100K | 16.39% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 101 PARK AVENUE FL 14 NEW YORK, NY 10178 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $37K | $5K | $42K | 11.35% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE FL 14 NEW YORK, NY 10178 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $15K | $2K | $17K | 11.25% |
| ALLIANT INSURANCE SERVICES, INC.4 Filed as: ALLIANT EMPLOYEE BENEFITS | 701 B STREET 6TH FL SAN DIEGO, CA 92101 | EYEMED | $9K | — | $9K | 6.37% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE FL 14 NEW YORK, NY 10178 | EYEMED | — | — | $0 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE FL 14 NEW YORK, NY 10178 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $1K | $8K | 11.60% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE FL 14 NEW YORK, NY 10178 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $763 | $4K | 9.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 101 PARK AVENUE FL 14 NEW YORK, NY 10178 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $385 | $3K | 11.71% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 101 PARK AVENUE FL 14 NEW YORK, NY 10178 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $219 | $26 | $245 | 16.76% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE FL 14 NEW YORK, NY 10178 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $112 | $20 | $132 | 11.78% |
| REUBEN WARNER ASSOCIATES, INC.3 | 1655 RICHMOND AVE STATEN ISLAND, NY 10314 | HARTFORD LIFE AND ACCIDENT | — | $26 | $26 | — |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 101 PARK AVENUE SUITE #12 NEW YORK, NY 10016 | HARTFORD LIFE AND ACCIDENT | — | $15 | $15 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,546 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,546 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 807 | $6.1M |
| Dental | DELTA DENTAL OF NEW JERSEY, INC. | 1,546 | $609K |
| Vision | EYEMED | 1,346 | $136K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,212 | $388K |
| Short-term disability(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 569 | $198K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 168 | $72K |
| Stop-loss / reinsurancereinsurance | GREAT MIDWEST INSURANCE COMPANY | 807 | $1.4M |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,212 | $366K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,546 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.