| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | CIGNA | $424K | $16K | $439K | 11.13% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | EMBLEMHEALTH | $11K | — | $11K | 2.88% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $5K | — | $5K | 2.07% |
| S BEIN INC3 | 8676 SW CARRARA WAY PORT ST LUCIE, FL 34987 | AFLAC | $11K | $142 | $11K | 5.33% |
| ALVARO JAVIER MONTENEGRO3 | 14 WALL ST NEW YORK, NY 10005 | AFLAC | $6K | $32 | $6K | 2.76% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $6K | — | $6K | 2.70% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $2K | $37 | $2K | 1.14% |
| TODD J BURKE CORP3 | 365 STEWART AVE APT A14 GARDEN CITY, NY 11530 | AFLAC | $1K | — | $1K | 0.61% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $1K | — | $1K | 0.61% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $1K | — | $1K | 0.61% |
| SHARON MARGULIES3 | 1429 WILSON ROAD EAST MEADOW, NY 11554 | AFLAC | $1K | — | $1K | 0.61% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $925 | — | $925 | 0.44% |
| KOBER ASSOCIATES LLC3 | 57-12 12TH AVE STE 507 BEECHHURST, NY 11357 | AFLAC | $843 | — | $843 | 0.40% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $773 | — | $773 | 0.37% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DR EAST MEADOW, NY 11554 | AFLAC | $585 | — | $585 | 0.28% |
| SIMONE HIRSCH3 | 17 SPRING CT HUNTINGTON, NY 11743 | AFLAC | $419 | — | $419 | 0.20% |
| ROBIN BEINHORN3 | 81 STEPHEN DR PLAINVIEW, NY 11803 | AFLAC | $335 | — | $335 | 0.16% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $238 | — | $238 | 0.11% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $229 | — | $229 | 0.11% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVE STE 200 WALNUT CREEK, CA 94596 | AFLAC | $159 | — | $159 | 0.08% |
| CHRISTIAN RIEGER STEARNS3 | 500 FASHION AVE 9TH FL NEW YORK, NY 10018 | AFLAC | $156 | — | $156 | 0.07% |
| EVAN DANIELE3 | 263 E PLEASANTVIEW AVE APT 2 HACKENSACK, NJ 07601 | AFLAC | $105 | $18 | $123 | 0.06% |
| DAVID STEIN3 | 1969 W 5TH ST APT 8D BROOKLYN, NY 11223 | AFLAC | $114 | — | $114 | 0.05% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $107 | — | $107 | 0.05% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $85 | — | $85 | 0.04% |
| ASSUREDPARTNERS3 Filed as: BWD AGENCY INC | 45 EXECUTIVE DR PLAINVIEW, NY 11803 | AFLAC | $76 | — | $76 | 0.04% |
| LOUIS ORGERA3 Filed as: LOUIS P ORGERA | 585 STEWART AVE STE 414 GARDEN CITY, NY 11530 | AFLAC | $66 | — | $66 | 0.03% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $49 | — | $49 | 0.02% |
| JEFFREY D SLATER3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $47 | — | $47 | 0.02% |
| TODD J BURKE CORP3 | 40 MAXWELL RD GARDEN CITY, NY 11530 | AFLAC | $29 | — | $29 | 0.01% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $26 | — | $26 | 0.01% |
| RICHARD PETERSON3 | 19 IDLE DAY DR CENTERPORT, NY 11721 | AFLAC | $25 | — | $25 | 0.01% |
| JANELLE M GADOMSKI3 | 48 FAIRVIEW AVE PARK RIDGE, NJ 07656 | AFLAC | $16 | $5 | $21 | 0.01% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $15 | — | $15 | 0.01% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $14 | — | $14 | 0.01% |
| CIRO ABRIL3 | 18 BRACKEN CT HOWELL, NJ 07731 | AFLAC | $12 | — | $12 | 0.01% |
| GARY DESTEFANO3 | 23 LEHIGH DR SMITHTOWN, NY 11787 | AFLAC | $10 | — | $10 | 0.00% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | AFLAC | $8 | — | $8 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL P DESTEFANO | 4250 VETERANS MEMORIAL HWY STE 1015W HOLBROOK, NY 11741 | AFLAC | $7 | — | $7 | 0.00% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $5 | — | $5 | 0.00% |
| DOMENICO V MAUTARELLI3 | PO BOX 767 MATTITUCK, NY 11952 | AFLAC | $4 | — | $4 | 0.00% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $15K | $6K | $21K | 14.00% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $9K | $4K | $13K | 14.00% |
| S BEIN INC3 | 8676 SW CARRARA WAY PORT ST LUCIE, FL 34987 | AFLAC | $5K | $9 | $5K | 5.35% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $2K | — | $2K | 2.21% |
| ALVARO JAVIER MONTENEGRO3 | 14 WALL ST NEW YORK, NY 10005 | AFLAC | $1K | $7 | $1K | 1.60% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $767 | $7 | $774 | 0.88% |
| TODD J BURKE CORP3 | 365 STEWART AVE APT A14 GARDEN CITY, NY 11530 | AFLAC | $694 | — | $694 | 0.79% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DR EAST MEADOW, NY 11554 | AFLAC | $602 | — | $602 | 0.68% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $596 | — | $596 | 0.68% |
| SHARON MARGULIES3 | 1429 WILSON RD EAST MEADOW, NY 11554 | AFLAC | $596 | — | $596 | 0.68% |
| SIMONE HIRSCH3 | 17 SPRING CT HUNTINGTON, NY 11743 | AFLAC | $577 | — | $577 | 0.65% |
| KOBER ASSOCIATES LLC3 | 57-12 12TH AVE BEECHHURST, NY 11357 | AFLAC | $473 | — | $473 | 0.54% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $436 | — | $436 | 0.49% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $319 | — | $319 | 0.36% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $226 | — | $226 | 0.26% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $139 | — | $139 | 0.16% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $122 | — | $122 | 0.14% |
| EVAN DANIELE3 | 263 E PLEASANTVIEW AVE APT 2 HACKENSACK, NJ 07601 | AFLAC | $86 | $22 | $108 | 0.12% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $66 | — | $66 | 0.07% |
| ROBIN BEINHORN3 | 81 STEPHEN DR PLAINVIEW, NY 11803 | AFLAC | $64 | — | $64 | 0.07% |
| ASSUREDPARTNERS3 Filed as: BWD AGENCY INC | 45 EXECUTIVE DR PLAINVIEW, NY 11803 | AFLAC | $63 | — | $63 | 0.07% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVE STE 200 WALNUT CREEK, CA 94596 | AFLAC | $45 | — | $45 | 0.05% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $34 | — | $34 | 0.04% |
| LOUIS ORGERA3 Filed as: LOUIS P ORGERA | 585 STEWART AVENUE STE 414 GARDEN CITY, NY 11530 | AFLAC | $24 | — | $24 | 0.03% |
| TODD J BURKE CORP3 | 40 MAXWELL RD GARDEN CITY, NY 11530 | AFLAC | $16 | — | $16 | 0.02% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR HAUPPAUGE, NY 11788 | AFLAC | $14 | — | $14 | 0.02% |
| DAVID STEIN3 | 1969 W 5TH ST APT 8D BROOKLYN, NY 11223 | AFLAC | $14 | — | $14 | 0.02% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $10 | — | $10 | 0.01% |
| CHRISTIAN RIEGER STEARNS3 | 500 FASHION AVE 9TH FL NEW YORK, NY 10018 | AFLAC | $3 | — | $3 | 0.00% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $2 | — | $2 | 0.00% |
| S BEIN INC3 | 8676 SW CARRARA WAY PORT ST LUCIE, FL 34987 | AFLAC | $4K | $20 | $4K | 5.63% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $2K | — | $2K | 2.95% |
| ALVARO JAVIER MONTENEGRO3 | 14 WALL ST NEW YORK, NY 10005 | AFLAC | $2K | $14 | $2K | 2.83% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $716 | $14 | $730 | 1.06% |
| TODD J BURKE CORP3 | 365 STEWART AVE APT A14 GARDEN CITY, NY 11530 | AFLAC | $496 | — | $496 | 0.72% |
| SHARON A MARTIN-TOUSSAINT3 | 231 PRIMROSE AVE MOUNT VERNON, NY 10552 | AFLAC | $427 | — | $427 | 0.62% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $343 | — | $343 | 0.50% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DRIVE EAST MEADOW, NY 11554 | AFLAC | $253 | $41 | $294 | 0.43% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $243 | — | $243 | 0.35% |
| LOUIS ORGERA3 Filed as: LOUIS P ORGERA | 585 STEWART AVENUE STE 414 GARDEN CITY, NY 11530 | AFLAC | $226 | — | $226 | 0.33% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $217 | — | $217 | 0.32% |
| SHARON MARGULIES3 | 1429 WILSON RD EAST MEADOW, NY 11554 | AFLAC | $217 | — | $217 | 0.32% |
| KOBER ASSOCIATES LLC3 | 57-12 12TH AVE BEECHHURST, NY 11357 | AFLAC | $156 | — | $156 | 0.23% |
| CIRO ABRIL3 | 18 BRACKEN CT HOWELL, NJ 07731 | AFLAC | $128 | — | $128 | 0.19% |
| SUTHERLAND GLOBAL SERVICES INC3 | 1160 PITTSFORD VICTOR RD STE A PITTSFORD, NY 14534 | AFLAC | $118 | — | $118 | 0.17% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $115 | — | $115 | 0.17% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $105 | — | $105 | 0.15% |
| SIMONE HIRSCH3 | 17 SPRING CT HUNTINGTON, NY 11743 | AFLAC | $78 | — | $78 | 0.11% |
| ROBIN BEINHORN3 | 81 STEPHEN DR PLAINVIEW, NY 11803 | AFLAC | $70 | — | $70 | 0.10% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $62 | — | $62 | 0.09% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $45 | — | $45 | 0.07% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $40 | — | $40 | 0.06% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $34 | — | $34 | 0.05% |
| JOSEPH COURCY3 | 7283 ROUMARE RD EAST SYRACUSE, NY 13057 | AFLAC | $21 | — | $21 | 0.03% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVENUE STE 200 WALNUT CREEK, CA 94596 | AFLAC | $18 | — | $18 | 0.03% |
| TODD J BURKE CORP3 | 40 MAXWELL RD GARDEN CITY, NY 11530 | AFLAC | $13 | — | $13 | 0.02% |
| CHRISTIAN RIEGER STEARNS3 | 500 FASHION AVE 9TH FL NEW YORK, NY 10018 | AFLAC | $13 | — | $13 | 0.02% |
| DAVID STEIN3 | 1969 W 5TH ST APT 8D BROOKLYN, NY 11223 | AFLAC | $10 | — | $10 | 0.01% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $10 | — | $10 | 0.01% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $6 | — | $6 | 0.01% |
| EVAN DANIELE3 | 263 E PLEASANTVIEW AVE APT 2 HACKENSACK, NJ 07601 | AFLAC | $4 | — | $4 | 0.01% |
| SCARLET RODRIGUEZ3 | 218 ELLIGER AVE FORT WASHINGTON, PA 19034 | AFLAC | $3 | — | $3 | 0.00% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $2 | — | $2 | 0.00% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN ROAD STE 105E MELVILLE, NY 117473111 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 20.00% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $2K | — | $2K | 14.31% |
| ALVARO JAVIER MONTENEGRO3 | 14 WALL ST NEW YORK, NY 10005 | AFLAC | $416 | — | $416 | 12.02% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $396 | — | $396 | 11.44% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $93 | — | $93 | 2.69% |
| SHARON MARGULIES3 | 1429 WILSON RD EAST MEADOW, NY 11554 | AFLAC | $47 | — | $47 | 1.36% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $47 | — | $47 | 1.36% |
| S BEIN INC3 | 8676 SW CARRARA WAY PORT ST LUCIE, FL 34987 | AFLAC | $42 | — | $42 | 1.21% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $26 | — | $26 | 0.75% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $24 | — | $24 | 0.69% |
| JEFFREY D SLATER3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $17 | — | $17 | 0.49% |
| KOBER ASSOCIATES LLC3 | 57-12 12TH AVE BEECHHURST, NY 11357 | AFLAC | $17 | — | $17 | 0.49% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $9 | — | $9 | 0.26% |
| TODD J BURKE CORP3 | 365 STEWART AVE APT A14 GARDEN CITY, NY 11530 | AFLAC | $3 | — | $3 | 0.09% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $3 | — | $3 | 0.09% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $2 | — | $2 | 0.06% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $1 | — | $1 | 0.03% |
| S BEIN INC3 | 8676 SW CARRARA WAY PORT ST LUCIE, FL 34987 | AFLAC | $147 | — | $147 | 12.61% |
| TODD J BURKE CORP3 | 365 STEWART AVE APT A14 GARDEN CITY, NY 11530 | AFLAC | $26 | — | $26 | 2.23% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $11 | — | $11 | 0.94% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $3 | — | $3 | 0.26% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $3 | — | $3 | 0.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,344 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA | 2,528 | $3.9M |
| Dental | CIGNA | 2,528 | $3.9M |
| Vision | CIGNA | 2,528 | $3.9M |
| Life insurance | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 2,032 | $230K |
| Long-term disability(5 contracts, 3 carriers) | AFLAC | 278 | $357K |
| Prescription drug | CIGNA | 2,528 | $3.9M |
| Stop-loss / reinsurancereinsurance | CIGNA | 2,528 | $3.9M |
| Other(6 contracts, 3 carriers) | EMBLEMHEALTH | 2,032 | $915K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,528 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.