| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $16K | $917 | $16K | 8.65% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DRIVE EAST MEADOW, NY 11554 | AFLAC | $2K | $21 | $2K | 1.09% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $2K | $156 | $2K | 0.99% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $2K | — | $2K | 0.90% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $2K | — | $2K | 0.90% |
| SHARON MARGULIES3 | 1429 WILSON ROAD EAST MEADOW, NY 11554 | AFLAC | $2K | — | $2K | 0.80% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $2K | — | $2K | 0.80% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $1K | — | $1K | 0.79% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $1K | — | $1K | 0.63% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $977 | — | $977 | 0.51% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $928 | — | $928 | 0.49% |
| DAVID STEIN3 | 1969 W 5TH STREET APT 8D BROOKLYN, NY 11223 | AFLAC | $859 | — | $859 | 0.45% |
| SIMONE HIRSCH3 | 7 MAPLE RUN DR JERICHO, NY 11753 | AFLAC | $784 | — | $784 | 0.41% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVENUE SUITE 200 WALNUT CREEK, CA 94596 | AFLAC | $327 | — | $327 | 0.17% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $301 | — | $301 | 0.16% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $290 | — | $290 | 0.15% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $140 | — | $140 | 0.07% |
| ASSUREDPARTNERS3 Filed as: BWD AGENCY INC | 45 EXECUTIVE DRIVE PLAINVIEW, NY 11803 | AFLAC | $106 | — | $106 | 0.06% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD ALBANY, NY 12211 | AFLAC | $101 | — | $101 | 0.05% |
| ROBIN BEINHORN3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $64 | — | $64 | 0.03% |
| JEFFREY D SLATER3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $49 | — | $49 | 0.03% |
| PATRICK RUHLE3 Filed as: PATRICK HARDIE | 14 WALL ST STE 8C SUITE 312 NEW YORK, NY 10005 | AFLAC | $45 | — | $45 | 0.02% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $31 | — | $31 | 0.02% |
| LOUIS ORGERA3 Filed as: LOUIS P. ORGERA | 585 STEWART AVE STE 414 GARDEN CITY, NY 11530 | AFLAC | $29 | — | $29 | 0.02% |
| JAQUES P DAVID CORPORATION3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $26 | — | $26 | 0.01% |
| CHRISTINE M. MCCULLUGH3 Filed as: CHRISTINE WALSH | 255 WEST NECK ROAD HUNTINGTON, NY 11743 | AFLAC | $26 | — | $26 | 0.01% |
| RICHARD PETERSON3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $23 | — | $23 | 0.01% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $17 | — | $17 | 0.01% |
| GARY DESTEFANO3 | 23 LEHIGH DR SMITHTOWN, NY 11787 | AFLAC | $9 | — | $9 | 0.00% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | AFLAC | $7 | — | $7 | 0.00% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $6 | — | $6 | 0.00% |
| MICHAEL PASQUALY DESTEFANO3 Filed as: MICHAEL DESTEFANO | 4250 VETERANS MEMORIAL HWY STE 1015 W HOLBROOK, NY 11741 | AFLAC | $6 | — | $6 | 0.00% |
| DOMENICO V MAUTARELLI3 Filed as: DOMENICO MAUTARELLI | PO BOX 767 MATTITUCK, NY 11952 | AFLAC | $4 | — | $4 | 0.00% |
| LEWIS R B ASSOCIATES INC3 Filed as: LEWIS RB ASSOCIATES INC | 22 JERICHO TURNPIKE SUITE 105 MINEOLA, NY 11501 | AFLAC | $0 | — | $0 | 0.00% |
| KIRSTEN E WALSH3 Filed as: KIRSTEN WALSH | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $0 | — | $0 | 0.00% |
| PILOTS BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $5K | — | $5K | 2.53% |
| PILOTS BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $13K | $5K | $18K | 14.00% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $7K | $554 | $7K | 7.23% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $980 | — | $980 | 0.98% |
| SHARON MARGULIES3 | 1429 WILSON ROAD EAST MEADOW, NY 11554 | AFLAC | $823 | — | $823 | 0.82% |
| SUSAN SPORN3 | P.O. BOX 404 SYOSSET, NY 11791 | AFLAC | $823 | — | $823 | 0.82% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $802 | — | $802 | 0.80% |
| SIMONE HIRSCH3 | 7 MAPLE RUN DR JERICHO, NY 11753 | AFLAC | $693 | — | $693 | 0.69% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $541 | $111 | $652 | 0.65% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $633 | — | $633 | 0.63% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $616 | — | $616 | 0.62% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DRIVE EAST MEADOW, NY 11554 | AFLAC | $405 | $110 | $515 | 0.51% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $405 | — | $405 | 0.40% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $371 | — | $371 | 0.37% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $207 | — | $207 | 0.21% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVENUE WALNUT CREEK, CA 94596 | AFLAC | $146 | — | $146 | 0.15% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $124 | — | $124 | 0.12% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $120 | — | $120 | 0.12% |
| ASSUREDPARTNERS3 Filed as: BWD AGENCY INC. | 45 EXECUTIVE DRIVE PLAINVIEW, NY 11803 | AFLAC | $111 | — | $111 | 0.11% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $88 | — | $88 | 0.09% |
| ROBIN BEINHORN3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $83 | — | $83 | 0.08% |
| ARTHUR FELTMAN3 | 3400 FORT INDEP. ST. APT. 15H BRONX, NY 10463 | AFLAC | $79 | — | $79 | 0.08% |
| DAVID STEIN3 | 1969 W 5TH ST APT 8D BROOKLYN, NY 11223 | AFLAC | $67 | — | $67 | 0.07% |
| LOUIS ORGERA3 | 585 STEWART AVE STE 414 GARDEN CITY, NY 11530 | AFLAC | $54 | — | $54 | 0.05% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $35 | — | $35 | 0.03% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR SUITE 600 HAUPPAUGE, NY 11788 | AFLAC | $13 | — | $13 | 0.01% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD STE 600 TARRYTOWN, NY 10591 | AFLAC | $7 | — | $7 | 0.01% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $8K | $3K | $11K | 14.00% |
| PILOTS BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | CIGNA | $1K | — | $1K | 1.93% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVENUE SUITE 200 WALNUT CREEK, CA 94596 | CIGNA | $546 | — | $546 | 0.74% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP LLC. | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 13.72% |
| HEFFERNAN INSURANCE BROKERS3 | P O BOX 4006 WALNUT CREEK, CA 94596 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 6.28% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $6K | $153 | $6K | 11.63% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TER POMPTPON PLAINS, NJ 07444 | AFLAC | $602 | $30 | $632 | 1.22% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $622 | — | $622 | 1.20% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $513 | — | $513 | 0.99% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DRIVE EAST MEADOW, NY 11554 | AFLAC | $361 | — | $361 | 0.70% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $310 | — | $310 | 0.60% |
| SHARON MARGULIES3 | 1429 WILSON ROAD EAST MEADOW, NY 11554 | AFLAC | $310 | — | $310 | 0.60% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE GARDEN CITY, NY 11530 | AFLAC | $282 | — | $282 | 0.55% |
| ARTHUR FELTMAN3 | 3400 FORT INDEP. ST. APT. 15H BRONX, NY 10463 | AFLAC | $221 | — | $221 | 0.43% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $214 | — | $214 | 0.41% |
| SIMONE HIRSCH3 | 7 MAPLE RUN DR JERICHO, NY 11753 | AFLAC | $188 | — | $188 | 0.36% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $176 | — | $176 | 0.34% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $159 | — | $159 | 0.31% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $86 | — | $86 | 0.17% |
| DAVID STEIN3 | 1969 W 5TH ST APT 8D BROOKLYN, NY 11223 | AFLAC | $67 | — | $67 | 0.13% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $67 | — | $67 | 0.13% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVENUE SUITE 200 WALNUT CREEK, CA 94596 | AFLAC | $54 | — | $54 | 0.10% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NC 12866 | AFLAC | $49 | — | $49 | 0.09% |
| ARACELIE RIVERA3 | 8 KNOLLTOP ROAD ELMSFORD, NY 10523 | AFLAC | $11 | $24 | $35 | 0.07% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $34 | — | $34 | 0.07% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $10 | — | $10 | 0.02% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $2 | — | $2 | 0.00% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $1 | — | $1 | 0.00% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFIT GROUP LLC | 35 PINELAWN ROAD SUITE 105E MELVILLE, NY 11747 | EMBLEMHEALTH | $2K | — | $2K | 3.53% |
| PILOTS BENEFITS GROUP LLC3 | 35 PINELAWN RD #105E STE 105E MELVILLE, NY 11747 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 9.88% |
| HEFFERNAN INSURANCE BROKERS3 | ATTN KULBIR JOHAI ACCTG MGR P.O. BOX 4006 WALNUT CREEK, CA 94596 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $981 | — | $981 | 5.12% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $73 | $29 | $102 | 3.49% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $78 | — | $78 | 2.67% |
| SHARON MARGULIES3 | 1429 WILSON ROAD EAST MEADOW, NY 11554 | AFLAC | $56 | — | $56 | 1.92% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $56 | — | $56 | 1.92% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $30 | — | $30 | 1.03% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $27 | — | $27 | 0.92% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $22 | $5 | $27 | 0.92% |
| JEFFREY D SLATER3 Filed as: JEFFREY SLATER | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $22 | — | $22 | 0.75% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVENUE WALNUT CREEK, CA 94596 | AFLAC | $21 | — | $21 | 0.72% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $17 | — | $17 | 0.58% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $12 | — | $12 | 0.41% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD STE 600 TARRYTOWN, NY 10591 | AFLAC | $2 | — | $2 | 0.07% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $1 | — | $1 | 0.03% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $1 | — | $1 | 0.03% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $0 | — | $0 | 0.00% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $0 | — | $0 | 0.00% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $0 | — | $0 | 0.00% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $161 | — | $161 | 10.35% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $28 | — | $28 | 1.80% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $12 | — | $12 | 0.77% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12886 | AFLAC | $3 | — | $3 | 0.19% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $3 | — | $3 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,441 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,441 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA | 435 | $74K |
| Life insurance(2 contracts) | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 2,441 | $313K |
| Short-term disability | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 336 | $78K |
| Long-term disability(6 contracts, 3 carriers) | AFLAC | 336 | $448K |
| Other(5 contracts, 3 carriers) | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 2,441 | $411K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,441 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.