| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PILOTS BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | CIGNA | $2K | — | $2K | 0.24% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $16K | $251 | $17K | 8.32% |
| ROBIN BEINHORN3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $2K | — | $2K | 1.23% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $2K | $138 | $2K | 1.09% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $2K | — | $2K | 1.09% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $2K | — | $2K | 0.82% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $1K | — | $1K | 0.73% |
| SHARON MARGULIES3 | 1429 WILSON ROAD EAST MEADOW, NY 11554 | AFLAC | $1K | — | $1K | 0.69% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $1K | — | $1K | 0.69% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $1K | — | $1K | 0.56% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DRIVE EAST MEADOW, NY 11554 | AFLAC | $793 | $127 | $920 | 0.46% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $879 | — | $879 | 0.44% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTBELLO, NY 10901 | AFLAC | $847 | — | $847 | 0.42% |
| SIMONE HIRSCH3 | 7 MAPLE RUN DR JERICHO, NY 11753 | AFLAC | $741 | — | $741 | 0.37% |
| DAVID STEIN3 | 1969 W 5TH STREET APT 8D BROOKLYN, NY 11223 | AFLAC | $198 | $369 | $567 | 0.28% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $284 | — | $284 | 0.14% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $266 | — | $266 | 0.13% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVENUE SUITE 200 WALNUT CREEK, CA 94596 | AFLAC | $218 | — | $218 | 0.11% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $134 | — | $134 | 0.07% |
| ASSUREDPARTNERS3 Filed as: BWD AGENCY INC | 45 EXECUTIVE DRIVE PLAINVIEW, NY 11803 | AFLAC | $96 | — | $96 | 0.05% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $95 | — | $95 | 0.05% |
| JEFFREY D SLATER3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $49 | — | $49 | 0.02% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $45 | — | $45 | 0.02% |
| LOUIS ORGERA3 Filed as: LOUIS P. ORGERA | 585 STEWART AVE STE 414 GARDEN CITY, NY 11530 | AFLAC | $29 | — | $29 | 0.01% |
| JAQUES P DAVID CORPORATION3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $26 | — | $26 | 0.01% |
| CHRISTINE M. MCCULLUGH3 Filed as: CHRISTINE WALSH | 255 WEST NECK ROAD HUNTINGTON, NY 11743 | AFLAC | $25 | — | $25 | 0.01% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $24 | — | $24 | 0.01% |
| RICHARD PETERSON3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $23 | — | $23 | 0.01% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $16 | — | $16 | 0.01% |
| GARY DESTEFANO3 | 23 LEHIGH DR SMITHTOWN, NY 11787 | AFLAC | $9 | — | $9 | 0.00% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | AFLAC | $7 | — | $7 | 0.00% |
| MICHAEL PASQUALY DESTEFANO3 Filed as: MICHAEL DESTEFANO | 4250 VETERANS MEMORIAL HWY STE 1015 W HOLBROOK, NY 11741 | AFLAC | $6 | — | $6 | 0.00% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $5 | — | $5 | 0.00% |
| DOMENICO V MAUTARELLI3 Filed as: DOMENICO MAUTARELLI | PO BOX 767 MATTITUCK, NY 11952 | AFLAC | $4 | — | $4 | 0.00% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $5K | — | $5K | 2.48% |
| PILOTS BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $13K | $5K | $18K | 14.00% |
| S BEIN INC3 | 81 STEPHEN DR PLAINVIEW, NY 11803 | AFLAC | $7K | $28 | $7K | 7.18% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAW RD STE 105E MELVILLE, NY 11747 | AFLAC | $995 | — | $995 | 1.05% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $880 | — | $880 | 0.92% |
| SHARON MARGULIES3 Filed as: SHARON MARGIJLIES | 1429 WILSON RD EAST MEADOW, NY 11554 | AFLAC | $737 | — | $737 | 0.77% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $737 | — | $737 | 0.77% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $616 | $27 | $643 | 0.68% |
| SIMONE HIRSCH3 | 7 MAPLE RUN DR JERICHO, NY 11753 | AFLAC | $621 | — | $621 | 0.65% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $582 | — | $582 | 0.61% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVE. STE 312 GARDEN CITY, NC 11530 | AFLAC | $575 | — | $575 | 0.60% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $395 | — | $395 | 0.42% |
| SJRDK ATTN REID KLEINMAN3 | P BOX 20565 NEW YORK, NY 10021 | AFLAC | $330 | — | $330 | 0.35% |
| MARTIN GARFINKEL3 | 1680 MIDLAND OR EAST MEADOW, NY 11554 | AFLAC | $298 | — | $298 | 0.31% |
| BRIAN WHITE3 | 6 COWD1N LN CHAPPAOUA, NY 10514 | AFLAC | $193 | — | $193 | 0.20% |
| LOUIS ORGERA3 Filed as: LOUIS PORGERA | 585 STEWART AVE STE 414 GARDEN CITY, NY 11530 | AFLAC | $138 | — | $138 | 0.15% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $121 | — | $121 | 0.13% |
| ASSUREDPARTNERS3 Filed as: BWD AGENCY INC | 45 EXECUTIVE DR PLAINVIEW, NY 11803 | AFLAC | $109 | — | $109 | 0.11% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $92 | — | $92 | 0.10% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $78 | — | $78 | 0.08% |
| ROBIN BEINHORN3 | 81 STEPHEN DR STE 200 PLAINVIEW, NY 11803 | AFLAC | $74 | — | $74 | 0.08% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVE WALNUT CREEK, CA 94596 | AFLAC | $69 | — | $69 | 0.07% |
| SUELDON F SCHIFF3 | MILLER POMERANTZ FINANCIAL AND INS 120 BROADWAY 29FL NEW YORK, NY 10271 | AFLAC | $54 | — | $54 | 0.06% |
| DAVID STEIN3 | 1969 W 5TH ST APT 8D BROOKLYN, NY 11223 | AFLAC | $18 | $33 | $51 | 0.05% |
| ARTHUR FELTMAN3 Filed as: ARTHUR A FELTMAN | 3400 FORT INDEP. ST. APT. 15H BRONX, NY 10463 | AFLAC | $8 | $37 | $45 | 0.05% |
| ADRIAN YORKER3 Filed as: ADRIAN ADAMS YORKER | 8703 23RD AVE BROOKLYN, NY 11214 | AFLAC | — | $37 | $37 | 0.04% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $35 | — | $35 | 0.04% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DRIVE EAST MEADOW, NY 11554 | AFLAC | $27 | — | $27 | 0.03% |
| BARTMON SHAPIRO & ASSOC. INC.3 | 120 BROADWAY STE 2900 NEW YORK, NY 10271 | AFLAC | $25 | — | $25 | 0.03% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR HAUPPAUGE, NY 11788 | AFLAC | $13 | — | $13 | 0.01% |
| DAVID RYWELSKI3 | 720 GREENWICH ST APT 1T NEW YORK, NY 10014 | AFLAC | $10 | — | $10 | 0.01% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $5 | — | $5 | 0.01% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $8K | $3K | $11K | 14.00% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP, LLC | 35 PINELAWN ROAD, SUITE 105E MELVILLE, NY 11747 | EMBLEMHEALTH | $3K | — | $3K | 4.00% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $6K | $68 | $6K | 11.34% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R. MEIER | 23 ROCKLEDGE TER POMPTPON PLAINS, NJ 07444 | AFLAC | $616 | $67 | $683 | 1.25% |
| PILOT BENEFITS GROUP LLC3 | 35 P1NELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $598 | — | $598 | 1.09% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $485 | — | $485 | 0.89% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $287 | — | $287 | 0.52% |
| SHARON MARGULIES3 | 1429 WILSON ROAD EAST MEADOW, NY 11554 | AFLAC | $287 | — | $287 | 0.52% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE STE 312 GARDEN CITY, NY 11530 | AFLAC | $260 | — | $260 | 0.47% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $202 | — | $202 | 0.37% |
| SIMONE HIRSCH3 | 7 MAPLE RUN DR JERICHO, NY 11753 | AFLAC | $174 | — | $174 | 0.32% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $146 | — | $146 | 0.27% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DRIVE EAST MEADOW, NY 11554 | AFLAC | $112 | $32 | $144 | 0.26% |
| ARTHUR FELTMAN3 | 3400 FORT INDEP. ST. APT. 15H BRONX, NY 10463 | AFLAC | $24 | $110 | $134 | 0.24% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $128 | — | $128 | 0.23% |
| ADRIAN YORKER3 Filed as: ADRIAN ADAMS YORKER | 8703 23RD AVE BROOKLYN, NY 11214 | AFLAC | — | $110 | $110 | 0.20% |
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $71 | — | $71 | 0.13% |
| DAVID STEIN3 | 1969 W 5TH ST APT 8D BROOKLYN, NY 11223 | AFLAC | $23 | $42 | $65 | 0.12% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $63 | — | $63 | 0.12% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NC 12866 | AFLAC | $47 | — | $47 | 0.09% |
| GREGORY E MEYER3 | 5005 BODIE LN GREENSBORO, NC 27455 | AFLAC | $34 | — | $34 | 0.06% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVENUE SUITE 200 WALNUT CREEK, CA 94596 | AFLAC | $23 | — | $23 | 0.04% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $10 | — | $10 | 0.02% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $2 | — | $2 | 0.00% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $1 | — | $1 | 0.00% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP LLC. | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 20.00% |
| S BEIN INC3 | 81 STEPHEN DR PLAINVIEW, NY 11803 | AFLAC | $57 | $2 | $59 | 2.03% |
| SHARON MARGULIES3 | 1429 WILSON ROAD EAST MEADOW, NY 11554 | AFLAC | $56 | — | $56 | 1.92% |
| SUSAN SPORN3 | PO BOX 404 SYOSSET, NY 11791 | AFLAC | $56 | — | $56 | 1.92% |
| STEPHEN WHITE3 | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $30 | — | $30 | 1.03% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $27 | — | $27 | 0.93% |
| JEFFREY D SLATER3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $22 | — | $22 | 0.76% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD STE 105E MELVILLE, NY 11747 | AFLAC | $21 | — | $21 | 0.72% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R. MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $15 | $2 | $17 | 0.58% |
| HEFFERNAN INSURANCE BROKERS3 | 1350 CARLBACK AVE STE 200 WALNUT CREEK, CA 94596 | AFLAC | $17 | — | $17 | 0.58% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $17 | — | $17 | 0.58% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $12 | — | $12 | 0.41% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $2 | — | $2 | 0.07% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $161 | — | $161 | 10.35% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $28 | — | $28 | 1.80% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $12 | — | $12 | 0.77% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12886 | AFLAC | $3 | — | $3 | 0.19% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $3 | — | $3 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,276 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,308 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA | 2,965 | $815K |
| Life insurance(2 contracts) | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 2,276 | $315K |
| Short-term disability | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 329 | $77K |
| Long-term disability(4 contracts, 2 carriers) | AFLAC | 314 | $350K |
| Stop-loss / reinsurancereinsurance | CIGNA | 2,965 | $815K |
| Other(6 contracts, 4 carriers) | CIGNA | 2,965 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,965 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.