See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| VIRGINIA & AMBINDER LLP EIN 13-4166736 LEGAL | Legal; Direct payment from the plan Service code 29 | 40 BROAD STREET, 7TH FLOOR NEW YORK, NY 10004 | $46K |
| CITRIN COOPERMAN ADVISORS, LLC EIN 87-2525370 ACCOUNTANT | Direct payment from the plan; Accounting (including auditing) Service code 10 | 100 JERICHO QUADRANGLE, SUITE 342 JERICHO, NY 11753 | $27K |
| MARSHALL & MOSS ADMIN SERVICES, INC EIN 81-2845805 CONTRACT ADMINISTRATOR | Contract Administrator; Direct payment from the plan Service code 13 | 1400 OLD COUNTRY ROAD, SUITE 406 WESTBURY, NY 11590 | $25K |
| THE MCKEOGH COMPANY EIN 23-3003375 ACTUARY | Direct payment from the plan; Actuarial Service code 11 | 1001 CONSHOHOCKEN STATE RD STE 1407 WEST CONSHOHOCKEN, PA 19428 | $23K |
| REYNOLDS CONSULTING SERVICES EIN 20-1899564 INVESTMENT CONSULTANT | Investment management fees paid directly by plan; Investment advisory (plan); Consulting fees Service code 27 | 25 NEWBRIDGE ROAD SUITE 205 HICKSVILLE, NY 11801 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 203 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 148 | $4.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 148 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.