| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $87K | $40K | $127K | 20.45% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $12K | $35K | $46K | 8.61% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $43K | $21K | $64K | 20.75% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $37K | $18K | $55K | 20.71% |
| RONALD G RUBANO3 | 97 BEECHWOOD AVENUE TRUMBULL, CT 06611 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.44% |
| LANCE PITTMAN LLC3 Filed as: LANCE C PITTMAN | 125 LITTLE HAWK PLACE MIDLOTHIAN, VA 23114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.25% |
| FLOYD E JONES III3 | 504 WAVENY RD RICHMOND, VA 23229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.88% |
| HILARY A BURNS3 | 3 MARSH ROAD WESTPORT, CT 06880 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.56% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DR. SUITE 106 RICHMOND, VA 23236 | CONTINENTAL AMERICAN INSURANCE COMPANY | $515 | $0 | $515 | 0.23% |
| JOHN K SCHULE3 | 102 BLACKWOOD LANE STAMFORD, CT 06903 | CONTINENTAL AMERICAN INSURANCE COMPANY | $505 | $0 | $505 | 0.22% |
| JUSTIN GRIFFEY3 | 535 CONNECTICUT AVE STE 103 NORWALK, CT 06854 | CONTINENTAL AMERICAN INSURANCE COMPANY | $394 | $0 | $394 | 0.17% |
| MICHAEL REYES3 Filed as: MICHAEL ROBERTS | 110 LIMERICK RD FAIRFIELD, CT 06824 | CONTINENTAL AMERICAN INSURANCE COMPANY | $281 | $0 | $281 | 0.12% |
| JULIAN DUARTE3 | 412 N. MYRTLE ST. EUREKA, KS 67045 | CONTINENTAL AMERICAN INSURANCE COMPANY | $258 | $0 | $258 | 0.11% |
| SHANE ANDY KINNER3 Filed as: SHANE A KINNER | 10129 ASHLEY MANOR LN MECHANICSVILLE, VA 23116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $227 | $0 | $227 | 0.10% |
| DANNY DANIELS3 Filed as: DANNY R DANIELS | 1931 SHARON RD WOODRUFF, SC 29388 | CONTINENTAL AMERICAN INSURANCE COMPANY | $124 | $0 | $124 | 0.05% |
| LESLEY ANN KEENAN3 Filed as: LESLEY A KEENAN | 605 HERMITAGE CIRCLE PALM BEACH GARDENS, FL 33410 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | $0 | $105 | 0.05% |
| CALEB GILMOUR3 | 229 E WILLIAMS STREET SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | $0 | $84 | 0.04% |
| JONI DANIELS3 | 1931 SHARON RD WOODRUFF, SC 29388 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83 | $0 | $83 | 0.04% |
| JOSE IRIZARRY3 Filed as: JOSE IRIZAARY | 456 MISTY LANE LEWISVILLE, TX 75067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | $0 | $80 | 0.04% |
| WILLIAM K TEICHGRAEBER3 | 931 167TH STREET EUREKA, KS 67045 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | $0 | $63 | 0.03% |
| DONALD P KREDENSOR3 | 1112 RIVER WALK DR SIMPSONVILLE, SC 29681 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | $0 | $60 | 0.03% |
| DAVID N MORGAN3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | $0 | $57 | 0.02% |
| JUAN ORTS3 | 8350 SANDS POINT BLVD E106 TAMARA, FL 33321 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | $0 | $54 | 0.02% |
| JAVIER L ORTIZ3 | 7400 SW 50TH TERR SUITE 300 MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | $0 | $51 | 0.02% |
| THOMAS WELLS3 | 3309 WINDSOR RIDGE S WILLIAMSBURG, VA 32188 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | $0 | $44 | 0.02% |
| KRISTY GRAMLICH INC3 Filed as: KRISTY L GRAMLICH | 9131 N BOOTH COURT KANSAS CITY, MO 64157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | $0 | $43 | 0.02% |
| BRIAN WYNKOOP3 | 11380 GROOMS RD BLUE ASH, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | $0 | $36 | 0.02% |
| CHRIS S. AUSTERMANN3 Filed as: CHRIS S AUSTERMANN | 15 SHORT DRIVE BETHEL, CT 06801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | $0 | $35 | 0.02% |
| CRAIG S DAVIES3 | 2605 SAGEBRUSH DRIVE SUITE 105 FLOWER MOUND, TX 75028 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | $0 | $28 | 0.01% |
| RANDY D WEBER SR3 | 13313 FALCON POINT DRIVE ORLANDO, FL 32837 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | $0 | $21 | 0.01% |
| KAREN F ROBERTS3 | 204 MINERAL SPRINGS DR KELLER, TX 76248 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 0.01% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 0.01% |
| MICHAEL T REYES3 | 185 PLAINS RD STE 200E MILFORD, CT 06461 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | $0 | $17 | 0.01% |
| KELLY A GRAMLICH3 | 6700 ANTIOCH SUITE 100 MERRIAM, KS 66204 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | $0 | $15 | 0.01% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL COHEN | N/A N/A ATLANTA, GA 30066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | $0 | $11 | 0.00% |
| GREGORY A MELTON3 | 4846 HUNTLEY CT SOUTH BEND, IN 46614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.00% |
| RICHARD N WALLACE3 | 22700 S MOORE ROAD PECULIAR, MO 64078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.00% |
| MARIA V. LANZA3 Filed as: MARIA V LANZA | 10197 ANDOVER POINT CIRCLE ORLANDO, FL 32825 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.00% |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE L WEBER | 13313 FALCON POINTE DR ORLANDO, FL 32837 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.00% |
| BRAD J SCHUMACHER3 | P.O. BOX 762 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| JEREMY FRYE & ASSOCIATES INC3 Filed as: JEREMY J FRYE | 1508 N. CHURCH ROAD SUITE B LIBERTY, MO 64068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| AMELIA MORGAN3 | 1904 ELLIS DRIVE MAIDENS, VA 23102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| MARCO JOE KLIMEK3 Filed as: MARCO J KLIMEK | 1501 LBJ FREEWAY SUITE 660 FARMERS BRANCH, TX 75234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER T HIPP | 718 MAIN SUITE 205 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| SUWAT ASSAWAMATIYANONT3 | 4410 BOUGAINVILLA DR #4 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| LESLIE K KIMBROUGH3 | P.O. BOX 623557 OVIEDO, FL 32762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK R SOBOCINSKI | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 575 NE 5TH TERRACE APT 339 FORT LAUDERDALE, FL 33301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $9K | $595 | $10K | 10.66% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $4K | $512 | $4K | 5.70% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $4K | $3K | $8K | 14.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 21ST FL NEW YORK, NY 10173 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $140 | $0 | $140 | 0.39% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTYH AND CASUALTTY SERVICE | 707 WESTCHESTER AVE #201 WHITE PLAINS, NY 10604 | FEDERAL INSURANCE COMPANY | $1K | $0 | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,975 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,989 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 46 | $36K |
| Vision | ANTHEM INSURANCE COMPANIES, INC. | 2,963 | $202K |
| Life insurance(2 contracts) | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 1,975 | $845K |
| Short-term disability | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 1,756 | $264K |
| Long-term disability | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 1,901 | $620K |
| Other(6 contracts, 4 carriers) | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 1,984 | $766K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,963 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.