Welfare broker

KRISTY GRAMLICH INC

Mailing address (most recent filing)

9131 N BOOTH CT

KANSAS CITY, MO 64157

Total comp: $16K
Commissions: $15K
Fees: $305
Filings: 12
Sponsors: 12

Carrier mix

Where KRISTY GRAMLICH INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$44K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$44K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KRISTY GRAMLICH INC's plans by broker comp / premium ratio. Median 18.17% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KRISTY GRAMLICH INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KRISTY GRAMLICH INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GRAVES MENU MAKER GRAVES BASIC LIFE AND AD&D PLAN	MO	$44K	$8K	AFLAC