See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM EIN 06-1475928 NONE | Claims processing; Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services Service code 12 | — | $345K |
| SEGAL COMPANY EIN 13-1928058 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $140K |
| EMPLOYEE EIN 06-6077019 EMPLOYEE | Legal; Direct payment from the plan Service code 29 | — | $67K |
| AETNA EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $44K |
| NOVAK FRANCELLA EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $42K |
| REID & REIGE PC EIN 06-0868204 NONE | Legal; Direct payment from the plan Service code 29 | — | $40K |
| R.M. CHEVERIE & ASSOC EIN 06-1335139 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| BOSTON TRUST & INVESTMENT EIN 04-2273811 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Trustee (directed); Investment management; Trustee (bank, trust company, or similar financial institution); Trustee (discretionary); Custodial (securities) Service code 19 | — | $26K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $18K |
| DELTA DENTAL EIN 22-1896118 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $14K |
| LOWER HUDSON VALLEY, EAP EIN 13-3240307 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $13K |
| NEPC EIN 26-1429809 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 387 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 158 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 548 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 547 | $144K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO | 432 | $430K |
| Other | UNION LABOR LIFE INSURANCE COMPANY | 547 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 547 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.