See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEGAL COMPANY EIN 13-1928058 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $111K |
| EMPLOYEE EIN 06-6077019 EMPLOYEE | Legal; Direct payment from the plan Service code 29 | — | $97K |
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $93K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC EIN 23-2182079 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $51K |
| R.M. CHEVERIE & ASSOC EIN 06-1335139 NONE | Legal; Direct payment from the plan Service code 29 | — | $49K |
| NOVAK FRANCELLA EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $45K |
| REID & REIGE PC EIN 06-0868204 NONE | Legal; Direct payment from the plan Service code 29 | — | $40K |
| BOSTON TRUST & INVESTMENT EIN 04-2273811 NONE | Investment management fees paid directly by plan; Investment management; Trustee (bank, trust company, or similar financial institution); Custodial (securities); Trustee (directed); Direct payment from the plan; Trustee (discretionary) Service code 19 | — | $25K |
| DELTA DENTAL EIN 22-1896118 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $16K |
| LOWER HUDSON VALLEY, EAP EIN 13-3240307 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $14K |
| STANDARD DATA EIN 13-1945595 NONE | Consulting (general); Direct payment from the plan; Other fees Service code 16 | — | $12K |
| NEPC EIN 26-1429809 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 439 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 172 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 619 | $126K |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INSURANCE COMPANY | 485 | $379K |
| Other | UNION LABOR LIFE INSURANCE COMPANY | 619 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 619 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.