| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION, LLC | 656 SHREWSBURY AVENUE TINTON FALLS, NJ 07701 | ANTHEM HEALTH PLANS, INC. | $37K | $0 | $37K | 1.95% |
| PAUL CELLA3 Filed as: PAUL J. CELLA | 101 CRAWFORDS CORNER ROAD SUITE 1300 HOLMDEL, NJ 07733 | HARTFORD LIFE AND ACCIDENT | $16K | $14K | $30K | 11.70% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 656 SHREWSBURY AVENUE, SUITE 200 TINTON FALLS, NJ 07701 | HARTFORD LIFE AND ACCIDENT | $10K | $0 | $10K | 3.83% |
| WORLD INS ASSOC LLC3 Filed as: WORLD INS. ASSOC., LLC | 656 SHREWSBURY AVENUE, SUITE 200 TINTON FALLS, NJ 07701 | HARTFORD LIFE AND ACCIDENT | $6K | $0 | $6K | 2.55% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES | 656 SHREWSBURY AVENUE TINTON FALLS, NJ 07701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10K | $0 | $10K | 8.73% |
| ROBERT WHITEHEAD3 | 163 CEDAR STREET BRANFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $14 | $5K | 4.80% |
| MICHAEL C WALKER3 Filed as: MICHAEL MASSARELLI | 536 A BERLIN STREET SOUTHINGTON, CT 06489 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $859 | $5K | 4.51% |
| KAREN PICCININI3 Filed as: KAREN ANN COYLE | 163 CEDAR STREET BRANDFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $273 | $4K | 3.39% |
| ROSEANN REYNOLDS3 | 163 CEDAR STREET BRANFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $520 | $3K | 2.48% |
| MJ INSURANCE3 Filed as: ANTHONY BARBER AND VARIOUS AGENTS | 163 CEDAR STREET BRANFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $212 | $1 | $213 | 0.19% |
| TINA VANACORE | 14 WOODLAND DRIVE NORTHFORD, CT 06472 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $174 | $0 | $174 | 0.16% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 656 SHREWSBURY AVENUE TINTON FALLS, NJ 07701 | ANTHEM LIFE INSURANCE COMPANY | $3K | $0 | $3K | 12.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 207 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS, INC. | 165 | $1.9M |
| Dental | ANTHEM HEALTH PLANS, INC. | 165 | $1.9M |
| Vision | ANTHEM HEALTH PLANS, INC. | 165 | $1.9M |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 192 | $132K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 91 | $112K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 207 | $254K |
| Prescription drug | ANTHEM HEALTH PLANS, INC. | 165 | $1.9M |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 192 | $132K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 207 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.