| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 750 OLD MAIN STREET, SUITE 203 ROCKY HILL, CT 06067 | ANTHEM HEALTH PLANS, INC. | $29K | $0 | $29K | 1.37% |
| PAUL CELLA3 Filed as: PAUL J. CELLA | 140 MAPLE AVENUE, 2ND FLOOR RED BANK, NJ 07701 | HARTFORD LIFE AND ACCIDENT | $10K | $6K | $16K | 8.07% |
| KEYARX CAPITAL ADVISORS3 | 140 MAPLE AVENUE RED BANK, NJ 07701 | HARTFORD LIFE AND ACCIDENT | $9K | $4K | $12K | 6.12% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 656 SHREWSBURY AVENUE, SUITE 200 TINTON FALLS, NJ 07701 | HARTFORD LIFE AND ACCIDENT | $6K | $0 | $6K | 2.81% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 750 OLD MAIN STREET, SUITE 203 ROCKY HILL, CT 06067 | ANTHEM HEALTH PLANS OF CONNECTICUT, INC. | $5K | $0 | $5K | 5.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 656 SHREWSBURY AVENUE TINTON FALLS, NJ 07701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $0 | $7K | 7.30% |
| ROBERT WHITEHEAD3 | 163 CEDAR STREET BRANFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $157 | $4K | 4.31% |
| KAREN PICCININI3 Filed as: KAREN ANN COYLE | 163 CEDAR STREET BRANFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $808 | $3K | 3.64% |
| ROSEANN REYNOLDS3 | 163 CEDAR STREET BRANFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $740 | $2K | 2.74% |
| MICHAEL C WALKER3 Filed as: MICHAEL MASSARELLI | 536 A BERLIN STREET SOUTHINGTON, CT 06489 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $300 | $2K | 2.66% |
| KARIN M. BALOW3 | 50 PROSPECT STREET BRANFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $984 | $13 | $997 | 1.11% |
| MJ INSURANCE3 Filed as: ANTHONY BARBER AND VARIOUS AGENTS | 163 CEDAR STREET BRANFORD, CT 06405 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $84 | $6 | $90 | 0.10% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 750 OLD MAIN STREET, SUITE 203 ROCKY HILL, CT 06067 | ANTHEM LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS, INC. | 199 | $2.1M |
| Dental | ANTHEM HEALTH PLANS OF CONNECTICUT, INC. | 97 | $92K |
| Vision | ANTHEM HEALTH PLANS, INC. | 199 | $2.1M |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 196 | $107K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 92 | $90K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 202 | $200K |
| Prescription drug | ANTHEM HEALTH PLANS, INC. | 199 | $2.1M |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 196 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.