| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 SUITE 350 ALTAMONTE SPRINGS, FL 32716 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $11K | — | $11K | 2.07% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | DELTA DENTAL INSURANCE COMPANY | $18K | — | $18K | 10.43% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $5K | — | $5K | 6.30% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $4K | — | $4K | 4.20% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC | 2056 VISTA PKWY STE 350 WEST PALM BEACH, FL 33411 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $390 | $9K | 10.48% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC. | PO BOX 162207 ALTAMONTE, FL 32716 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $4K | — | $4K | 5.88% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $3K | — | $3K | 5.28% |
| PLETZE VIVIAN3 | 9822 FOREST RUN LANE CHARLOTTE, NC 28277 | ALLSTATE BENEFITS | $437 | — | $437 | 0.68% |
| DEMARCADO JUDITH3 | 5634 NW 16 STREET FORT LAUDERDALE, FL 33314 | ALLSTATE BENEFITS | $189 | — | $189 | 0.30% |
| NADDY CHRISTEN DANIELLE3 | 549 NW AZALEA AVE PORT SAINT LUCIE, FL 34983 | ALLSTATE BENEFITS | $154 | — | $154 | 0.24% |
| ROLDAN RACQUEL ANN3 | PO BOX 784312 WINTER GARDEN, FL 34778 | ALLSTATE BENEFITS | $152 | — | $152 | 0.24% |
| SEABASS FINL CORP3 | 17145 N BAY ROAD APT 4512 SUNNY ISLES BEACH, FL 33160 | ALLSTATE BENEFITS | $101 | — | $101 | 0.16% |
| BEJARANO DORIS JUDITH3 | 3601 NE 207 STREET APT 1103 AVENTURA, FL 33180 | ALLSTATE BENEFITS | $95 | — | $95 | 0.15% |
| SCOTT JAMES RUSSELL3 | 855 MADISON CT PALM BEACH GARDENS, FL 33410 | ALLSTATE BENEFITS | $78 | — | $78 | 0.12% |
| NEUBERT DEBORAH3 | 5418 NW CROMEY STREET PORT ST LUCIE, FL 34986 | ALLSTATE BENEFITS | $22 | — | $22 | 0.03% |
| MORRIS NADINE3 | 7153 WISTERIA WAY TAMARAC, FL 33321 | ALLSTATE BENEFITS | $21 | — | $21 | 0.03% |
| JADUSINGH OLIVIA3 | 128 LAKESIDE CIR JUPITER, FL 33458 | ALLSTATE BENEFITS | $4 | — | $4 | 0.01% |
| FMLASOURCE INC5 | 455 N CITYFRONT PLZ DR 13TH FLOOR CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $9K | $9K | 13.31% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC | 2056 VISTA PKWY STE 350 WEST PALM BEACH, FL 33411 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $318 | $7K | 10.50% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC | 2056 VISTA PKWY STE 350 WEST PALM BEACH, FL 33411 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $258 | $5K | 10.51% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | DELTA DENTAL INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $1K | — | $1K | 5.93% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $858 | — | $858 | 3.95% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC | 2056 VISTA PKWY STE 350 WEST PALM BEACH, FL 33411 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $102 | $2K | 10.47% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $1K | — | $1K | 6.33% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $1K | — | $1K | 5.43% |
| PLETZKE VIVIAN3 | 9822 FOREST RUN LANE CHARLOTTE, NC 28277 | ALLSTATE BENEFITS | $150 | — | $150 | 0.76% |
| DEMERCADO JUDITH3 | 5634 NW 16 STREET FORT LAUDERDALE, FL 33314 | ALLSTATE BENEFITS | $60 | — | $60 | 0.31% |
| SEABASS FINL CORP3 | 17145 N BAY ROAD APT 4512 SUNNY ISLES BEACH, FL 33160 | ALLSTATE BENEFITS | $49 | — | $49 | 0.25% |
| BEJARANO DORIS JUDITH3 | 3601 NE 207 STREET APT 1103 AVENTURA, FL 33180 | ALLSTATE BENEFITS | $46 | — | $46 | 0.23% |
| SCOTT JAMES RUSSELL3 | 855 MADISON CT PALM BEACH GARDENS, FL 33410 | ALLSTATE BENEFITS | $37 | — | $37 | 0.19% |
| ROLDAN RACQUEL ANN3 | PO BOX 784312 WINTER GARDEN, FL 34778 | ALLSTATE BENEFITS | $35 | — | $35 | 0.18% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $999 | — | $999 | 5.92% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $966 | — | $966 | 5.73% |
| NADDY CHRISTEN DANIELLE3 | 549 NW AZALEA AVE PORT SAINT LUCIE, FL 34983 | ALLSTATE BENEFITS | $158 | — | $158 | 0.94% |
| TURNER FELTON E3 | 8464 VICKERS ROAD HAHIRA, GA 31632 | ALLSTATE BENEFITS | $78 | — | $78 | 0.46% |
| TOWE-WIGGINS LISA ANN3 | 7118 FORTY BANKS ROAD HARMONY, FL 34773 | ALLSTATE BENEFITS | $75 | — | $75 | 0.44% |
| ROLDAN RACQUEL ANN3 | PO BOX 784312 WINTER GARDEN, FL 34778 | ALLSTATE BENEFITS | $45 | — | $45 | 0.27% |
| PLETZKE VIVIAN3 | 9822 FOREST RUN LANE CHARLOTTE, NC 28277 | ALLSTATE BENEFITS | $36 | — | $36 | 0.21% |
| MORRIS NADINE3 | 7153 WISTERIA WAY TAMARAC, FL 33321 | ALLSTATE BENEFITS | $24 | — | $24 | 0.14% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $1K | — | $1K | 8.09% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $931 | — | $931 | 6.62% |
| PLETZKE VIVIAN3 | 9822 FOREST RUN LANE CHARLOTTE, NC 28277 | ALLSTATE BENEFITS | $124 | — | $124 | 0.88% |
| NADDY CHRISTEN DANIELLE3 | 549 NW AZALEA AVE PORT SAINT LUCIE, FL 34983 | ALLSTATE BENEFITS | $48 | — | $48 | 0.34% |
| DEMERCADO JUDITH3 | 5634 NW 16 STREET FORT LAUDERDALE, FL 33314 | ALLSTATE BENEFITS | $40 | — | $40 | 0.28% |
| SCOTT JAMES RUSSELL3 | 855 MADISON CT PALM BEACH GARDENS, FL 33410 | ALLSTATE BENEFITS | $34 | — | $34 | 0.24% |
| ROLDAN RACQUEL ANN3 | PO BOX 784312 WINTER GARDEN, FL 34778 | ALLSTATE BENEFITS | $33 | — | $33 | 0.23% |
| SEABASS FINL CORP3 | 17145 N BAY ROAD APT 4512 SUNNY ISLES BEACH, FL 33160 | ALLSTATE BENEFITS | $25 | — | $25 | 0.18% |
| BEJARANO DORIS JUDITH3 | 3801 NE 207 STREET APT 1103 AVENTURA, FL 33180 | ALLSTATE BENEFITS | $13 | — | $13 | 0.09% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC | 2056 VISTA PKWY STE 350 WEST PALM BEACH, FL 33411 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $55 | $1K | 10.46% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $579 | — | $579 | 7.68% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $478 | — | $478 | 6.34% |
| TURNER FELTON E3 | 8464 VICKERS ROAD HAHIRA, GA 31632 | ALLSTATE BENEFITS | $48 | — | $48 | 0.64% |
| NADDY CHRISTEN DANIELLE3 | 549 NW AZALEA AVE PORT SAINT LUCIE, FL 34983 | ALLSTATE BENEFITS | $43 | — | $43 | 0.57% |
| TOWE-WIGGINS LISA ANN3 | 7118 FORTY BANKS ROAD HARMONY, FL 34773 | ALLSTATE BENEFITS | $26 | — | $26 | 0.34% |
| PLETZKE VIVIAN3 | 9822 FOREST RUN LANE CHARLOTTE, NC 28277 | ALLSTATE BENEFITS | $22 | — | $22 | 0.29% |
| MORRIS NADINE3 | 7153 WISTERIA WAY TAMARAC, FL 33321 | ALLSTATE BENEFITS | $3 | — | $3 | 0.04% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $792 | — | $792 | 12.30% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $624 | — | $624 | 9.69% |
| TOWE-WIGGINS LISA ANN3 | 7118 FORT BANKS ROAD HARMONY, FL 34773 | ALLSTATE BENEFITS | $36 | — | $36 | 0.56% |
| PLETZKE VIVIAN3 | 9822 FOREST RUN LANE CHARLOTTE, NC 28277 | ALLSTATE BENEFITS | $30 | — | $30 | 0.47% |
| TURNER FELTON E3 | 8464 VICKERS ROAD HAHIRA, GA 31632 | ALLSTATE BENEFITS | $29 | — | $29 | 0.45% |
| NADDY CHRISTEN DANIELLE3 | 549 NW AZALEA AVE PORT SAINT LUCIE, FL 34983 | ALLSTATE BENEFITS | $27 | — | $27 | 0.42% |
| ROLDAN RACQUEL ANN3 | PO BOX 784312 WINTER GARDEN, FL 34778 | ALLSTATE BENEFITS | $15 | — | $15 | 0.23% |
| MORRIS NADINE3 | 7153 WISTERIA WAY TAMARAC, FL 33321 | ALLSTATE BENEFITS | $8 | — | $8 | 0.12% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $272 | — | $272 | 5.32% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $226 | — | $226 | 4.42% |
| HUDOCK EUGENE3 | 36380 CHURCHILL DRIVE SOLON, OH 44139 | ALLSTATE BENEFITS | $54 | — | $54 | 1.06% |
| BOSTON THOMAS W3 | 1275 W MAPLE ST HARTVILLE, OH 44632 | ALLSTATE BENEFITS | $6 | — | $6 | 0.12% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $187 | — | $187 | 7.85% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $131 | — | $131 | 5.50% |
| DEMERCADO JUDITH3 | 5634 NW 16 STREET FORT LAUDERDALE, FL 33314 | ALLSTATE BENEFITS | $7 | — | $7 | 0.29% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $95 | — | $95 | 5.21% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $72 | — | $72 | 3.95% |
| HUDOCK EUGENE3 | 36380 CHURCHILL DRIVE SOLON, OH 44139 | ALLSTATE BENEFITS | $12 | — | $12 | 0.66% |
| BOSTON THOMAS W3 | 1275 W MAPLE ST HARTVILLE, OH 44632 | ALLSTATE BENEFITS | $1 | — | $1 | 0.05% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $53 | — | $53 | 4.38% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $47 | — | $47 | 3.89% |
| HUDOCK EUGENE3 | 36380 CHURCHILL DRIVE SOLON, OH 44139 | ALLSTATE BENEFITS | $18 | — | $18 | 1.49% |
| BOSTON THOMAS W3 | 1275 W MAPLE ST HARTVILLE, OH 44632 | ALLSTATE BENEFITS | $2 | — | $2 | 0.17% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $110 | — | $110 | 12.88% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $75 | — | $75 | 8.78% |
| DEMERCADO JUDITH3 | 5634 NW 16 STREET FORT LAUDERDALE, FL 33314 | ALLSTATE BENEFITS | $3 | — | $3 | 0.35% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $345 | — | $345 | 60.00% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $230 | — | $230 | 40.00% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $83 | — | $83 | 15.09% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $56 | — | $56 | 10.18% |
| DEMERCADO JUDITH3 | 5634 NW 16 STREET FORT LAUDERDALE, FL 33314 | ALLSTATE BENEFITS | $2 | — | $2 | 0.36% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $120 | — | $120 | 60.00% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $80 | — | $80 | 40.00% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $76 | — | $76 | 59.84% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $51 | — | $51 | 40.16% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $9 | — | $9 | 23.68% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $6 | — | $6 | 15.79% |
| AMERICAN INS PLUS LLC3 | 8131 BAUTISTA WAY PALM BEACH GARDEN, FL 33418 | ALLSTATE BENEFITS | $10 | — | $10 | 58.82% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | ALLSTATE BENEFITS | $7 | — | $7 | 41.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 546 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 558 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 475 | $511K |
| Dental(2 contracts) | DELTA DENTAL INSURANCE COMPANY | 625 | $202K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 387 | $67K |
| Life insurance(5 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 546 | $22K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 546 | $81K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 158 | $63K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 475 | $511K |
| Other(22 contracts, 2 carriers) | ALLSTATE BENEFITS | 546 | $383K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 625 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.