See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LEADING EDGE ADMINISTRATORS EIN 81-2707118 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | 14 WALL STREET SUITE 5B NEW YORK, NY 10005 | $1.6M |
| GBS EIN 52-1200892 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | $976K |
| EXPRESS SCRIPTS, INC EIN 43-1420563 RX ADMINISTRATOR | Claims processing Service code 12 | 1 EXPRESS WAY ST LOUIS, MO 63121 | $641K |
| DELTA DENTAL OF NEW JERSEY EIN 22-1896118 CLAIMS ADMINISTRATOR | Participant communication; Contract Administrator; Claims processing; Other services Service code 12 | — | $231K |
| BENEFITS CONNECT EIN 27-1207016 ONLINE BENEFITS VENDOR | Recordkeeping fees Service code 64 | 2000 CHAPEL VIEW BLVD SUITE 240 CRANSTON, RI 02920 | $210K |
| PAYFLEX- INSPIRA FINANCIAL EIN 91-1774434 HSA ADMINISTRATION | Recordkeeping fees Service code 64 | PO BOX 2239 OMAHA, NE 681032239 | $172K |
| PAYFLEX EIN 27-2036736 FSA VENDOR | Recordkeeping fees Service code 64 | 1200 RIVER AVENUE SUITE 10E LAKEWOOD, NJ 08701 | $104K |
| OPTUM FINANCIAL, INC EIN 47-0858530 RX ADMINISTRATOR | Claims processing Service code 12 | PO BOX 84019 CHICAGO, IL 606894019 | $41K |
| M&T BANK EIN 16-0968385 BANKING SERVICES | Other fees Service code 99 | PO BOX 62678 BALTIMORE, MD 21264 | $12K |
| BERRY DUNN EIN 01-0523282 ACCOUNTNG SERVICES | Accounting (including auditing) Service code 10 | — | $12K |
| RAWLINGS COMPANY EIN 84-1800886 CLAIMS ADMINISTRATOR | Participant communication; Other services; Claims processing; Contract Administrator Service code 12 | PO BOX 14020 LEXINGTON, KY 40512 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,710 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,747 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NEW JERSEY, INC | 5,953 | $1.7M |
| Vision | AETNA LIFE INSURANCE CO. | 6,163 | $249K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 5,611 | $2.8M |
| Short-term disability(3 contracts) | HARTFORD LIFE AND ACCIDENT | 5,611 | $3.7M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 5,611 | $2.8M |
| Stop-loss / reinsurancereinsurance | ZURICH NORTH AMERICAN INSURANCE COMPANY | 3,668 | $2.6M |
| Other | HARTFORD LIFE AND ACCIDENT | 5,611 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,163 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.