No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Other services; Direct payment from the plan Service code 49 | — | $1.9M |
| ANTHEM HEALTH PLANS, INC EIN 06-1475928 NONE | Claims processing; Insurance brokerage commissions and fees; Other commissions; Contract Administrator; Insurance agents and brokers; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue Service code 12 | — | $1.7M |
| LABOR FIRST LLC EIN 06-1750191 NONE | Direct payment from the plan; Other insurance fees and expenses; Insurance services Service code 23 | — | $559K |
| ZELIS EIN 86-1040704 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $340K |
| ROBERT M. CHEVERIE & ASSOC., P.C. EIN 06-1335139 NONE | Legal; Direct payment from the plan Service code 29 | — | $144K |
| LOWER HUDSON VALLEY E.A.P. EIN 13-3240307 NONE | Other services; Direct payment from the plan Service code 49 | — | $135K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $81K |
| MORGAN STANLEY EIN 13-2655998 NONE | Direct payment from the plan; Investment management Service code 28 | — | $71K |
| CBIZ-SAVITZ,INC EIN 31-1582098 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $54K |
| SAV-RX PRESCRIPTION SERVICES EIN 86-1323040 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $41K |
| EATON VANCE MANAGEMENT EIN 04-3101341 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $38K |
| RYAN LABS INC EIN 13-3451974 NONE | Direct payment from the plan; Investment management Service code 28 | — | $37K |
| RTO GROUP LTD EIN 06-1296325 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $27K |
| PRIME PAY EIN 35-1720702 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $26K |
| SANTANDER BANK EIN 23-1237295 NONE | Direct payment from the plan; Other fees Service code 50 | — | $22K |
| ALLEGRA PRINT & IMAGING EIN 20-8067559 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,812 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,074 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,886 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 4,774 | $647K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,274 | $3.4M |
| Other(3 contracts, 3 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 4,774 | $3.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,774 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.