No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Other commissions; Direct payment from the plan; Other services Service code 49 | — | $1.7M |
| ANTHEM HEALTH PLANS, INC EIN 06-1475928 NONE | Other services; Direct payment from the plan; Contract Administrator Service code 13 | — | $1.3M |
| HEALTH CARE STRATEGIES EIN 52-1874471 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $201K |
| ROBERT M. CHEVERIE & ASSOC., P.C. EIN 06-1335139 NONE | Legal; Direct payment from the plan Service code 29 | — | $152K |
| LOWER HUDSON VALLEY E.A.P. EIN 13-3240307 NONE | Other services; Direct payment from the plan Service code 49 | — | $106K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $96K |
| STATE OF CONNECTICUT - CT INS. DEPT NONE | Direct payment from the plan; Other services Service code 49 | PO BOX 816 HARTFORD, CT 061420816 | $84K |
| CBIZ-SAVITZ,INC EIN 31-1582098 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $60K |
| MPL LLC NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Other commissions Service code 22 | 23 MAIDEN LANE NORTH HAVEN, CT 06473 | $21K |
| SANTANDER BANK EIN 23-1237295 NONE | Direct payment from the plan; Other fees Service code 50 | — | $19K |
| RYAN LABS INC EIN 13-3451974 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
| EATON VANCE INVESTMENT MANAGERS NONE | Investment management fees paid directly by plan; Investment management Service code 28 | TWO INTERNATIONAL PLACE, SUITE 1400 BOSTON, MA 02110 | $15K |
| UBS FINANCIAL SERVICES INC. EIN 13-2638166 NONE | Investment advisory (plan); Direct payment from the plan; Soft dollars commissions Service code 27 | — | $9K |
| PRIME PAY EIN 35-1720702 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,395 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 773 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 3,971 | $567K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 3,646 | $1.6M |
| Other | ANTHEM LIFE INSURANCE COMPANY | 3,971 | $567K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,971 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.