No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INSURANCE PROGRAMMERS, INC. EIN 06-0811449 NONE | Contract Administrator; Other services; Direct payment from the plan; Other commissions Service code 13 | — | $1.7M |
| ANTHEM HEALTH PLANS, INC EIN 06-1475928 NONE | Other services; Contract Administrator Service code 13 | — | $1.3M |
| HEALTH CARE STRATEGIES EIN 52-1874471 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $177K |
| ROBERT M. CHEVERIE & ASSOC., P.C. EIN 06-1335139 NONE | Legal; Direct payment from the plan Service code 29 | — | $146K |
| LOWER HUDSON VALLEY E.A.P. EIN 13-3240307 NONE | Direct payment from the plan; Other services Service code 49 | — | $111K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $100K |
| THE SAVITZ ORGANIZATION OF MASS. EIN 26-1371674 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $82K |
| STATE OF CONNECTICUT - CT INS. DEPT NONE | Direct payment from the plan; Other services Service code 49 | PO BOX 816 HARTFORD, CT 061420816 | $53K |
| UBS FINANCIAL SERVICES INC. EIN 13-2638166 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $51K |
| MPL LLC NONE | Other commissions; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 23 MAIDEN LANE NORTH HAVEN, CT 06473 | $48K |
| SANTANDER BANK EIN 23-1237295 NONE | Other fees; Direct payment from the plan Service code 50 | — | $19K |
| RYAN LABS INC EIN 13-3451974 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $19K |
| BUCKLEY FRAME BOUDREAU & CO P.C. EIN 06-0931761 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $8K |
| PRIME PAY EIN 35-1720702 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $6K |
| NICHOLAS LAPIER, CPA P.C. NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 71 PARK AVE. WEST SPRINGFIELD, MA 01089 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,838 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 907 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,745 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AETNA LIFE INSURANCE CO | 3,857 | $634K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 3,318 | $1.3M |
| Other | AETNA LIFE INSURANCE CO | 3,857 | $634K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,857 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.