| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MF IRVINE COMPANIES LLC3 | 21 E 5TH AVENUE SUITE 205 CONSHOHOCKEN, PA 19428 | HIGHMARK, INC. | $198K | — | $198K | 1.63% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS DBA MF IRVINE | 21 E 5TH AVE SUITE 204 CONSHOHOCKEN, PA 194281788 | METROPOLITAN LIFE INSURANCE COMPANY | $32K | $23 | $32K | 2.91% |
| MF IRVINE COMPANIES LLC3 | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | METROPOLITAN LIFE INSURANCE COMPANY | $28K | $82 | $28K | 2.51% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIR STE 4500 HUNT VALLEY, MD 210301338 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 0.47% |
| MF IRVINE CORPORATE SOLUTIONS3 | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | UPMC HEALTH OPTIONS | $16K | — | $16K | 2.57% |
| MF IRVINE CORPORATE SOLUTIONS3 | 21 E 5TH AVENUE SUITE 204 CONSHOCKEN, PA 194251788 | UPMC HEALTH OPTIONS | $17K | — | $17K | 2.96% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES, LLC | 21 EAST 5TH AVENUE STE 204 CONSHOHOCKEN, PA 194281788 | KAISER FOUNDATION HEALTH PLAN INC. | $9K | — | $9K | 1.81% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $67K | $2K | $69K | 15.66% |
| MF IRVINE CORPORATE SOLUTIONS3 | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | UPMC HEALTH OPTIONS | $9K | — | $9K | 2.59% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $21K | $1K | $22K | 10.99% |
| CRAWFORD ADVISORS, LLC3 | 21 E 5TH AVE STE 204 CONSHOHOCKEN, PA 194281788 | VISION SERVICE PLAN | $4K | — | $4K | 2.24% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE STE 204 CONSHOHOCKEN, PA 194281788 | VISION SERVICE PLAN | $1K | — | $1K | 0.75% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $19K | $779 | $20K | 11.53% |
| MF IRVINE CORPORATE SOLUTIONS3 | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | UPMC HEALTH OPTIONS | $83 | — | $83 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,312 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,339 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 3 carriers) | HIGHMARK, INC. | 2,770 | $14.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,794 | $1.1M |
| Vision | VISION SERVICE PLAN | 1,118 | $180K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,312 | $444K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,312 | $203K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,312 | $173K |
| Prescription drug | HIGHMARK, INC. | 2,770 | $12.2M |
| Other | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,312 | $444K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,794 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.