| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE STE 205 CONSHOHOCKEN, PA 19428 | HIGHMARK | $215K | — | $215K | 1.97% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE CONSHOHOCKEN, PA 19428 | METROPOLITAN LIFE INSURANCE COMPANY | $53K | $9K | $62K | 5.82% |
| MF IRVINE CORPORATE SOLUTIONS3 | — | UPMC HEALTH COVERAGE | $13K | — | $13K | 3.17% |
| MF IRVINE CORPORATE SOLUTIONS3 | — | UPMC HEALTH COVERAGE | $10K | — | $10K | 2.75% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES, LLC | 21 EAST 5TH AVENUE STE 204 CONSHOHOCKEN, PA 194281788 | KAISER FOUNDATION HEALTH PLAN INC. | $7K | — | $7K | 2.00% |
| MF IRVINE CORPORATE SOLUTIONS3 | — | UPMC HEALTH COVERAGE | $7K | — | $7K | 2.75% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE CONSHOHOCKEN, PA 19428 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $30K | — | $30K | 15.00% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE CONSHOHOCKEN, PA 19428 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | — | $17K | 10.00% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE STE 204 CONSHOHOCKEN, PA 194281788 | VISION SERVICE PLAN | $4K | — | $4K | 3.00% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE CONSHOHOCKEN, PA 19428 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 10.00% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE CONSHOHOCKEN, PA 19428 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVE CONSHOHOCKEN, PA 19428 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON AND SMELZER, INC. | 1031 GRANDVIEW AVE. 400 PITTSBURGH, PA 152111205 | FEDERAL INSURANCE COMPANY | $2K | $455 | $2K | 19.00% |
| MF IRVINE CORPORATE SOLUTIONS3 | — | UPMC HEALTH COVERAGE | $528 | — | $528 | 8.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,206 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,225 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 3 carriers) | HIGHMARK | 2,826 | $12.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,717 | $1.1M |
| Vision | VISION SERVICE PLAN | 1,056 | $142K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,218 | $320K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,217 | $170K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,217 | $141K |
| Prescription drug | HIGHMARK | 2,826 | $11.0M |
| Other(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,219 | $402K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,826 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.