| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MF IRVINE COMPANIES LLC3 | 21 E 5TH AVENUE SUITE 205 CONSHOHOCKEN, PA 19428 | HIGHMARK, INC. | $179K | — | $179K | 1.50% |
| MF IRVINE COMPANIES LLC3 | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | METROPOLITAN LIFE INSURANCE COMPANY | $51K | $903 | $52K | 4.67% |
| MF IRVINE CORPORATE SOLUTIONS3 | 21 E 5TH AVENUE SUITE 204 CONSHOCKEN, PA 194251788 | UPMC HEALTH OPTIONS | $12K | — | $12K | 2.73% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $49K | — | $49K | 11.78% |
| MF IRVINE CORPORATE SOLUTIONS3 | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | UPMC HEALTH OPTIONS | $10K | — | $10K | 2.75% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES, LLC | 21 EAST 5TH AVENUE STE 204 CONSHOHOCKEN, PA 194281788 | KAISER FOUNDATION HEALTH PLAN INC. | $7K | — | $7K | 2.15% |
| MF IRVINE CORPORATE SOLUTIONS3 | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | UPMC HEALTH OPTIONS | $8K | — | $8K | 2.71% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $16K | — | $16K | 8.31% |
| MF IRVINE COMPANIES LLC3 | 21 EAST 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | LIBERTY LIFE ASSURANCE OF BOSTON | $14K | — | $14K | 8.31% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES LLC | 21 EAST 5TH AVENUE STE 204 CONSHOHOCKEN, PA 194281788 | VISION SERVICE PLAN | $4K | — | $4K | 3.00% |
| MF IRVINE CORPORATE SOLUTIONS3 | 21 E 5TH AVENUE SUITE 204 CONSHOHOCKEN, PA 194281788 | UPMC HEALTH OPTIONS | $42 | — | $42 | 2.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 3 carriers) | HIGHMARK, INC. | 2,660 | $13.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,704 | $1.1M |
| Vision | VISION SERVICE PLAN | 1,086 | $144K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,237 | $413K |
| Short-term disability | LIBERTY LIFE ASSURANCE OF BOSTON | 1,235 | $169K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,235 | $191K |
| Prescription drug | HIGHMARK, INC. | 2,660 | $11.9M |
| Other | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,237 | $413K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,704 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.