No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O EIN 84-0467907 NONE | Participant loan processing; Recordkeeping fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $585K |
| CAPFINANCIAL PARTNERS LLC DBA CAPTR NONE | Investment advisory (plan) Service code 27 | 4208 SIX FORKS RD STE 1700 RALEIGH NC RALEIGH, NC 27609 | $103K |
| PKF O'CONNOR DAVIES LLP NONE | Accounting (including auditing) Service code 10 | PO BOX 5381 DEPTFORD NJ DEPTFORD, NJ 08096 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,079 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 114 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 547 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 7 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,747 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | MASSMUTUAL LIFE INSURANCE CO. | 2,675 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,675 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.