| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $7K | — | $7K | 1.31% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $3K | — | $3K | 1.23% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HPHC INSURANCE COMPANY | $3K | — | $3K | 1.46% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $705 | — | $705 | 1.39% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $645 | — | $645 | 1.31% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | 15 BERKSHIRE ROAD SUITEB MANSFIELD, MA 02048 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HPHC INSURANCE COMPANY | $575 | — | $575 | 1.48% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | 15 BERKSHIRE ROAD SUITEB MANSFIELD, MA 02048 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $363 | — | $363 | 1.91% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HPHC INSURANCE COMPANY | $195 | — | $195 | 1.41% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | 15 BERKSHIRE ROAD SUITEB MANSFIELD, MA 02048 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $892 | — | $892 | 10.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | -$16 | — | -$16 | -0.56% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $405 | — | $405 | 30.89% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HPHC INSURANCE COMPANY | -$6 | — | -$6 | -0.48% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF NEW ENGLAND, LLC | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | VISION SERVICE PLAN | $47 | — | $47 | 11.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(11 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE | 70 | $1.2M |
| Vision | VISION SERVICE PLAN | 2 | $402 |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 125 | $9K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 136 | $45K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 119 | $27K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 125 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.