| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $15K | — | $15K | 2.64% |
| HRK BROKERAGE SERVICES LLC3 | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | HARVARD PILGRIM HEALTH CARE | $8 | — | $8 | 0.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $7K | — | $7K | 2.54% |
| HRK BROKERAGE SERVICES LLC3 | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | HARVARD PILGRIM HEALTH CARE | $4 | — | $4 | 0.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HPHC INSURANCE COMPANY | $7K | — | $7K | 2.86% |
| HRK BROKERAGE SERVICES LLC3 | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | HPHC INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $1K | — | $1K | 2.69% |
| HRK BROKERAGE SERVICES LLC3 | — | HARVARD PILGRIM HEALTH CARE | $1 | — | $1 | 0.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND LLC | 15 BERKSHIRE ROAD SUITE B MANSFIELD, MA 02048 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $1K | — | $1K | 2.89% |
| HRK BROKERAGE SERVICES LLC3 | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | HARVARD PILGRIM HEALTH CARE | $1 | — | $1 | 0.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $886 | — | $886 | 2.58% |
| HRK BROKERAGE SERVICES LLC3 | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | HARVARD PILGRIM HEALTH CARE | $1 | — | $1 | 0.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $1K | — | $1K | 3.19% |
| HRK BROKERAGE SERVICES LLC3 | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | HARVARD PILGRIM HEALTH CARE | $1 | — | $1 | 0.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP ON NEW ENGLAND LLC | 15 BERKSHIRE ROAD SUITE B MANSFIELD, MA 02048 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HARVARD PILGRIM HEALTH CARE | $815 | — | $815 | 2.69% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HPHC INSURANCE COMPANY | $427 | — | $427 | 3.20% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HPHC INSURANCE COMPANY | $358 | — | $358 | 2.94% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | — | HPHC INSURANCE COMPANY | $358 | — | $358 | 4.24% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND LLC | 15 BERKSHIRE ROAD SUITE B MANSFIELD, MA 02048 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $767 | — | $767 | 9.98% |
| HRK BROKERAGE SERVICES LLC3 | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | VISION SERVICE PLAN | $34 | — | $34 | 6.43% |
| HRK BROKERAGE SERVICES LLC3 Filed as: HRK BROKERAGE SERVICES, LLC | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | VISION SERVICE PLAN | $19 | — | $19 | 3.59% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF NEW ENGLAND, LLC | 15 BERKSHIRE ROAD MANSFIELD, MA 02048 | VISION SERVICE PLAN | $34 | — | $34 | 6.43% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF NEW ENGLAND, LLC | 15 BERKSHIRE ROAD MANSIFLED, MA 02048 | VISION SERVICE PLAN | $34 | — | $34 | 6.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 18 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(12 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE | 76 | $1.3M |
| Vision(6 contracts) | VISION SERVICE PLAN | 2 | $2K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 115 | $8K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 117 | $44K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 118 | $33K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 115 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.