| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HARVARD PILGRIM HEALTH CARE | $13K | — | $13K | 1.54% |
| HRK BROKERAGE SERVICES LLC3 | — | HARVARD PILGRIM HEALTH CARE | $7K | — | $7K | 0.84% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HARVARD PILGRIM HEALTH CARE | $3K | — | $3K | 1.54% |
| HRK BROKERAGE SERVICES LLC3 | — | HARVARD PILGRIM HEALTH CARE | $2K | — | $2K | 0.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HPHC INSURANCE COMPANY | $1K | — | $1K | 1.60% |
| HRK BROKERAGE SERVICES LLC3 | — | HPHC INSURANCE COMPANY | $738 | — | $738 | 0.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HARVARD PILGRIM HEALTH CARE | $963 | — | $963 | 1.54% |
| HRK BROKERAGE SERVICES LLC3 | — | HARVARD PILGRIM HEALTH CARE | $529 | — | $529 | 0.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HARVARD PILGRIM HEALTH CARE | $797 | — | $797 | 1.57% |
| HRK BROKERAGE SERVICES LLC3 | — | HARVARD PILGRIM HEALTH CARE | $437 | — | $437 | 0.86% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HARVARD PILGRIM HEALTH CARE | $497 | — | $497 | 1.54% |
| HRK BROKERAGE SERVICES LLC3 | — | HARVARD PILGRIM HEALTH CARE | $273 | — | $273 | 0.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HPHC INSURANCE COMPANY | $286 | — | $286 | 1.54% |
| HRK BROKERAGE SERVICES LLC3 | — | HPHC INSURANCE COMPANY | $157 | — | $157 | 0.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HPHC INSURANCE COMPANY | $163 | — | $163 | 1.61% |
| HRK BROKERAGE SERVICES LLC3 | — | HPHC INSURANCE COMPANY | $89 | — | $89 | 0.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HARVARD PILGRIM HEALTH CARE | $110 | — | $110 | 1.53% |
| HRK BROKERAGE SERVICES LLC3 | — | HARVARD PILGRIM HEALTH CARE | $61 | — | $61 | 0.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HPHC INSURANCE COMPANY | $99 | — | $99 | 1.53% |
| HRK BROKERAGE SERVICES LLC3 | — | HPHC INSURANCE COMPANY | $55 | — | $55 | 0.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOSTONIAN GROUP INSURANCE AGENCY | — | HARVARD PILGRIM HEALTH CARE | $44 | — | $44 | 1.32% |
| HRK BROKERAGE SERVICES LLC3 | — | HARVARD PILGRIM HEALTH CARE | $24 | — | $24 | 0.72% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | VISION SERVICE PLAN | $97 | — | $97 | 9.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(11 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE | 125 | $1.3M |
| Vision | VISION SERVICE PLAN | 5 | $972 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.