See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 THIRD PARTY ADMIN | Direct payment from the plan; Contract Administrator; Non-monetary compensation; Participant communication; Float revenue; Other services; Named fiduciary; Claims processing Service code 12 | — | $6.0M |
| EXPRESS SCRIPTS, INC THIRD PARTY ADMIN | Claims processing Service code 12 | ONE EXPRESS WAY ST LOUIS, MO 63121 | $1.1M |
| CONSUMER MEDICAL THIRD PARTY ADMIN | Claims processing Service code 12 | 141 LONGWATER DRIVE SUITE 113-A NORWELL, MA 02061 | $493K |
| LINCOLN NATIONAL LIFE INSURANCE COM EIN 35-0472300 THIRD PARTY ADMIN | Contract Administrator; Claims processing; Insurance services Service code 12 | — | $305K |
| WAGEWORKS, INC. THIRD PARTY ADMIN | Claims processing Service code 12 | P.O. BOX 224547 DALLAS, TX 752224547 | $44K |
| EVERNORTH BEHAVIORAL HEALTH INC EIN 41-1648670 PLAN ADMINISTRATOR | Participant communication; Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $12K |
| CIGNA | Contract Administrator; Non-monetary compensation; Claims processing; Other services; Direct payment from the plan; Participant communication; Float revenue; Named fiduciary Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,352 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,352 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,395 | $10K |
| Vision | EYEMED | 14,710 | $889K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 16,287 | $5.1M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 8,281 | $2.6M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 16,287 | $6.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.