| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 161 WASHINGTON STREET, SUITE 1200 CONSHOHOCKEN, PA 19428 | MATTHEW THORNTON HEALTH PLAN, INC. | $46K | $262 | $46K | 3.60% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVE, SUITE 401 BOSTON, MA 02199 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $6K | $0 | $6K | 3.04% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, MMA LLC | 20 NORTH MARTINGALE RD, SUITE 100 SCHAUMBURG, IL 60173 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | $0 | $12K | 10.00% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, MMA LLC | 20 NORTH MARTINGALE RD, SUITE 100 SCHAUMBURG, IL 60173 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $0 | $8K | 10.00% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, MMA LLC | 20 NORTH MARTINGALE RD, SUITE 100 SCHAUMBURG, IL 60173 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $0 | $9K | 20.00% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, MMA LLC | 20 NORTH MARTINGALE RD, SUITE 100 SCHAUMBURG, IL 60173 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $0 | $9K | 20.00% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, MMA LLC | 20 NORTH MARTINGALE RD, SUITE 100 SCHAUMBURG, IL 60173 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 9.92% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, MMA LLC | 20 NORTH MARTINGALE RD, SUITE 100 SCHAUMBURG, IL 60173 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 20.00% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, MMA LLC | 20 NORTH MARTINGALE RD, SUITE 100 SCHAUMBURG, IL 60173 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $561 | $0 | $561 | 11.01% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, MMA LLC | 20 NORTH MARTINGALE RD, SUITE 100 SCHAUMBURG, IL 60173 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $588 | $0 | $588 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 240 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 242 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 482 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MATTHEW THORNTON HEALTH PLAN, INC. | 95 | $1.3M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | 485 | $209K |
| Vision | ANTHEM HEALTH PLANS OF NEW HAMPHIRE INC | 23 | $33K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 206 | $23K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 239 | $121K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 228 | $82K |
| Other(5 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 202 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 485 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.