| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PKWY SUITE 1100 ATLANTA, GA 30339 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $62K | $62K | 1.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | STANDARD LIFE INSURANCE COMPANY | $4K | $9K | $13K | 4.23% |
| UKG INC3 Filed as: UKG INC. | PO BOX 930953 ATLANTA, GA 31193 | STANDARD LIFE INSURANCE COMPANY | — | $10K | $10K | 3.29% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $5K | $5K | $10K | 7.07% |
| UKG INC3 Filed as: UKG INC. | PO BOX 930953 ATLANTA, GA 31193 | STANDARD INSURANCE COMPANY | — | $6K | $6K | 3.98% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $4K | $3K | $7K | 7.51% |
| UKG INC3 Filed as: UKG INC. | PO BOX 930953 ATLANTA, GA 31193 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 3.98% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 300 GALLERIA PARKWAY SUITE 1100 ATLANTA, GA 30339 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $10K | — | $10K | 18.24% |
| AN DERINGER, INC.3 | 64 N. MAIN ST. ST. ALBANS, VT 05478 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $1K | $1K | 2.38% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD RD. STE 300 KIRKWOOD, MO 63122 | VISION SERVICE PLAN | $2K | — | $2K | 3.67% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 300 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 303395946 | VISION SERVICE PLAN | $2K | — | $2K | 3.52% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 300 GALLERIA PARKWAY SUITE 1100 ATLANTA, GA 30339 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | — | $4K | 18.16% |
| AN DERINGER, INC.3 | 64 N. MAIN ST. ST. ALBANS, VT 05478 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $1K | $1K | 5.61% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 300 GALLERIA PARKWAY SUITE 1100 ATLANTA, GA 30339 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 13.59% |
| AN DERINGER, INC.3 | 64 N. MAIN ST. ST. ALBANS, VT 05478 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $1K | $1K | 7.17% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 19.09% |
| UKG INC3 Filed as: UKG INC. | PO BOX 930953 ATLANTA, GA 31193 | STANDARD INSURANCE COMPANY | — | $331 | $331 | 4.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 521 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 523 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 382 | $6.2M |
| Vision | VISION SERVICE PLAN | 480 | $45K |
| Life insurance | STANDARD LIFE INSURANCE COMPANY | 521 | $303K |
| Short-term disability | STANDARD INSURANCE COMPANY | 521 | $89K |
| Long-term disability | STANDARD INSURANCE COMPANY | 522 | $142K |
| Other(5 contracts, 3 carriers) | STANDARD LIFE INSURANCE COMPANY | 521 | $404K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 522 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.