| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03302 | HPHC INSURANCE COMPANY | $78K | — | $78K | 3.07% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | HARVARD PILGRIM HEALTH CARE OF NE INC-MA | $61K | — | $61K | 3.11% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03302 | HARVARD PILGRIM HEALTH CARE OF NE INC-MA | $52K | — | $52K | 3.04% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | HARVARD PILGRIM HEALTH CARE OF NE INC-MA | $40K | — | $40K | 3.07% |
| ALLEVIARE LLC3 Filed as: ALLEVIARE, LLC | C/O NH BANKERS ASSOCIATION PO BOX 2586 CONCORD, NH 03302 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $6K | — | $6K | 0.76% |
| COMBINED SERVICES LLC3 | DBA CSONE BENEFIT SOLUTIONS PO BOX 1320 CONCORD, NH 033021320 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $2K | — | $2K | 0.27% |
| ALLEVIARE LLC3 | 1 EAGLE SQUARE SUITE 504 CONCORD, NH 03301 | HARVARD PILGRIM HEALTH CARE OF NE INC-MA | $24K | — | $24K | 3.09% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | HARVARD PILGRIM HEALTH CARE OF NE INC-MA | $20K | — | $20K | 3.09% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | HPHC INSURANCE COMPANY | $9K | — | $9K | 3.24% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03302 | HPHC INSURANCE COMPANY | $5K | — | $5K | 3.04% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | HARVARD PILGRIM HEALTH CARE OF NE INC-MA | $5K | — | $5K | 3.08% |
| ALLEVIARE LLC3 Filed as: ALLEVIARE | 1 EAGLE SQUARE SUITE 504 CONCORD, NH 03301 | HARVARD PILGRIM HEALTH CARE OF NE INC-MA | $4K | — | $4K | 3.40% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 14.00% |
| ALLEVIARE LLC3 Filed as: ALLEVIARE, LLC | C/O NH BANKERS ASSOCIATION PO BOX 2586 CONCORD, NH 03302 | RED TREE INSURANCE COMPANY, INC. | $5K | — | $5K | 10.61% |
| COMBINED SERVICES LLC3 | DBA CSONE BENEFIT SOLUTIONS PO BOX 1320 CONCORD, NH 033021320 | RED TREE INSURANCE COMPANY, INC. | $689 | — | $689 | 1.59% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | HPHC INSURANCE COMPANY | $1K | — | $1K | 3.28% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN GERVINO AND WARLICK INC | 171 LONDONDERRY TPKE UNIT 3 HOOKSETT, NH 031061977 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 13.20% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 13.99% |
| CRONIN GERVINO & WARLICK INC3 | 171 LONDONDERRY TPKE UNIT 3 HOOKSETT, NH 031061977 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $874 | — | $874 | 14.01% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $776 | — | $776 | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $764 | — | $764 | 14.01% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $751 | — | $751 | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $738 | — | $738 | 14.01% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $602 | — | $602 | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $591 | — | $591 | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $583 | — | $583 | 13.99% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | HPHC INSURANCE COMPANY | $145 | — | $145 | 3.71% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $463 | — | $463 | 13.99% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $441 | — | $441 | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $341 | — | $341 | 14.02% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $282 | — | $282 | 14.01% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $205 | — | $205 | 14.02% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $204 | — | $204 | 14.01% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $185 | — | $185 | 13.99% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $83 | — | $83 | 14.00% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $63 | — | $63 | 14.03% |
| ALLEVIARE LLC3 | 1 EAGLE SQ STE 504 CONCORD, NH 03301 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $54 | — | $54 | 13.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HOWE, RILEY & HOWE, PLLC EIN 20-3985821 INDEPENDENT AUDIT | Accounting (including auditing) Service code 10 | 43 CONSTITUTION DRIVE, SUITE 100 BEDFORD, NH 03110 | $16K |
| GALLAGHER, CALLAHAN, GARTRELL, PC EIN 02-0333354 LEGAL SERVICES | Legal Service code 29 | 214 NORTH MAIN ST CONCORD, NH 03301 | $9K |
| ALLEVIARE LLC EIN 20-8937557 COMMON MANAGEMENT | Consulting (general) Service code 16 | P. O. BOX 2586 CONCORD, NH 03302 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,262 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 2 carriers) | HPHC INSURANCE COMPANY | 271 | $9.7M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | 1,585 | $859K |
| Vision | RED TREE INSURANCE COMPANY, INC. | 781 | $43K |
| Life insurance(22 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 242 | $255K |
| Short-term disability(4 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 56 | $36K |
| Long-term disability(13 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $122K |
| Other(22 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 242 | $255K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,585 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.