| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $25K | $17K | $42K | 3.07% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NC 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $12K | $4K | $16K | 6.04% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $2K | $5K | 2.98% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $2K | $4K | 2.72% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $2K | $5K | 3.46% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $1K | $4K | 2.95% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $754 | $2K | $3K | 2.40% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANANDA | $1K | $1K | $3K | 2.80% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $1K | $2K | 2.96% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $796 | $3K | 4.63% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $754 | $648 | $1K | 2.73% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $344 | $2K | 4.77% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $982 | $2K | 5.16% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $592 | $2K | $2K | 10.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,790 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 46 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 128 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,964 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(14 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,580 | $2.7M |
| Short-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 278 | $302K |
| Long-term disability(14 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,580 | $2.7M |
| Other(15 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,000 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,000 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.