| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | $16K | $34K | 2.65% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 0.09% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NC 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | $971 | $11K | 4.39% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 1.58% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $3K | $5K | 3.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD GBS FINANCE, 5TH FLOOR ROLLING MEADOWS, IL 60008 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $2K | $2K | 1.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IA 60006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 1.26% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $134 | — | $134 | 0.11% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $2K | $3K | 2.91% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $257 | — | $257 | 0.22% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $2K | $4K | 3.66% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $456 | — | $456 | 0.44% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 1.95% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $279 | — | $279 | 0.29% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANANDA | $1K | $1K | $3K | 2.76% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $1K | $2K | 2.97% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $977 | $1K | $2K | 2.94% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $1K | $4K | 6.64% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $166 | — | $166 | 0.25% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $629 | $621 | $1K | 2.70% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 3.65% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $192 | — | $192 | 0.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(14 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,745 | $2.7M |
| Short-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 259 | $323K |
| Long-term disability(14 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,745 | $2.7M |
| Other(15 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,745 | $2.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,745 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.