| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE | 26555 EVERGREEN RD STE 1600 SOUTHFIELD, MI 48076 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | — | $15K | 1.40% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $5K | $5K | 0.44% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 0.82% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $827 | $827 | 0.35% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NC 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 5.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PL 14TH FLOOR ITASCA, IL 60143 | SUN LIFE ASSURANCE COMPANY OF CANADA | $21 | — | $21 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 26555 EVERGREEN RD STE 1600 SOUTHFIELD, MI 48076 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 1.46% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 1.28% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $352 | $352 | 0.24% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 2.18% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 1.14% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $360 | $360 | 0.26% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $684 | — | $684 | 0.57% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $420 | $420 | 0.35% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 1.76% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANANDA | $1K | — | $1K | 1.62% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANANDA | — | $387 | $387 | 0.48% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 1.48% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $397 | $397 | 0.53% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PL ITASCA, IL 60143 | SUN LIFE ASSURANCE COMPANY OF CANADA | $386 | — | $386 | 0.52% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 4.27% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $301 | $301 | 0.49% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 26555 EVERGREEN RD STE 1600 SOUTHFIELD, MI 48076 | SUN LIFE ASSURANCE COMPANY OF CANADA | $752 | — | $752 | 1.59% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 201 E 5TH ST STE 1250 CINCINNATI, OH 45202 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $178 | $178 | 0.38% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 COMMISSIONS LOCKBOX 28852 NEW YORK, NY 10087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 6.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,090 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,090 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(14 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,447 | $2.6M |
| Short-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 242 | $359K |
| Long-term disability(14 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,447 | $2.6M |
| Other(15 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,530 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,530 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.