| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GRANITE GROUP BENEFITS, LLC3 | 1001 ELM STREET, SUITE 301 MANCHESTER, NH 03101 | MATTHEW THORNTON HEALTH PLAN, INC. | $116K | $41K | $157K | 1.95% |
| KENNETH C MEIER CORP3 Filed as: KENNETH MCLAUGHLIN | GRANITE GROUP BENEFITS, LLC 1001 ELM STREET, SUITE 301 MANCHESTER, NH 03101 | BLUE CROSS AND BLUE SHIELD OF VERMONT | $20K | $0 | $20K | 2.64% |
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS, AN ALERA GR | 1001 ELM STREET, SUITE 301 MANCHESTER, NH 03101 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $11K | $0 | $11K | 2.10% |
| COMBINED SERVICES LLC3 Filed as: COMBINED SERVICES LLC DBA CSONE | PO BOX 1320 CONCORD, NH 033021320 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $3K | $0 | $3K | 0.50% |
| GRANITE GROUP BENEFITS, LLC3 | 1001 ELM STREET, SUITE 301 MANCHESTER, NH 03101 | ANTHEM LIFE INSURANCE COMPANY | $36K | $0 | $36K | 8.98% |
| GRANITE GROUP BENEFITS, LLC3 | 1001 ELM STREET, SUITE 301 MANCHESTER, NH 03101 | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | $5K | $0 | $5K | 9.98% |
| GRANITE GROUP BENEFITS, LLC3 | 1001 ELM STREET, SUITE 301 MANCHESTER, NH 03101 | VISION SERVICE PLAN | $360 | $0 | $360 | 7.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,060 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,063 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | MATTHEW THORNTON HEALTH PLAN, INC. | 983 | $8.8M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | 1,092 | $522K |
| Vision(4 contracts, 4 carriers) | MATTHEW THORNTON HEALTH PLAN, INC. | 983 | $8.8M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 1,060 | $401K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 1,060 | $401K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 1,060 | $401K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF VERMONT | 116 | $758K |
| Other | ANTHEM LIFE INSURANCE COMPANY | 1,060 | $401K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,092 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.