Welfare broker

GRANITE GROUP BENEFITS, LLC

Mailing address (most recent filing)

1001 ELM STREET

STE 301

MANCHESTER, NH 03101

Carrier mix

Where GRANITE GROUP BENEFITS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	2	$251K	28.6%
ANTHEM LIFE INSURANCE COMPANY	2	$4.4M	28.6%
VISION SERVICE PLAN	1	$95K	14.3%
PRINCIPAL LIFE INSURANCE COMPANY	1	$136K	14.3%
MATTHEW THORNTON HEALTH PLAN, INC.	1	$3.4M	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NH	5	$8.0M	1.2%	201.79x
WA	1	$95K	0.1%	8.82x
MA	1	$94K	0.0%	6.60x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRANITE GROUP BENEFITS, LLC's plans by broker comp / premium ratio. Median 4.76% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of GRANITE GROUP BENEFITS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where GRANITE GROUP BENEFITS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CAFE SERVICES, INC. CAFE SERVICES, INC. WRAP PLAN	NH	$3.8M	$144K	ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC.
DERRY MEDICAL CENTER DERRY MEDICAL CENTER, PA WELFARE PLAN	NH	$3.4M	$73K	MATTHEW THORTON HEALTH PLAN, INC.
ALLARD NAZARIAN GROUP, INC. ALLARD NAZARIAN GROUP, INC. GROUP HEALTH & WELFARE BENEFITS PLAN	NH	$158K	$33K	THE GUARDIAN LIFE INSURANCE COMPANY
JEWELL INSTRUMENTS L.L. C. WELFARE PLAN JEWELL INSTRUMENTS L.L.C. WELFARE PLAN	NH	$593K	$28K	ANTHEM HEALTH PLANS OF NEW HAMPSHIRE (G1820)
WILLIAM J. WHITE EDUCATIONAL AND BEHAVIORAL CONSULTING SERVICES, INC WILLIAM J. WHITE EDUCATIONAL AND BEHAVIORAL CONSULTING SERVICES, INC. GROUP INSURANCE PLAN (502)	NH	$136K	$14K	PRINCIPAL LIFE INSURANCE COMPANY
GEOCOMP, INC. GEOCOMP WELFARE BENEFITS PLAN	MA	$94K	$14K	GUARDIAN
SEKISUI AEROSPACE SEKISUI AEROSPACE HEALTH AND WELFARE PLAN	WA	$95K	$943	VISION SERVICE PLAN